446 N 1235 W, Orem, UT 84057 Property Records

Utah County property record for 446 N 1235 W, Orem, UT 84057

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,380 sqft · built 2006
Lot Size	0.017 acres (741 sqft)
Owner	Individual Name on Record
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55-690-0026`

Property Details

APN / Parcel Number

Primary APN	`55-690-0026`
Alternative APNs	`556310026` `374546`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	680 sqft
Basement Area	680 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	741 sqft (0.017 acres)
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft
Porch	Raised Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	374546
Street Address	446 N 1235 W
City	OREM
State	UT
Zip	84057-3550
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 26, WATERLEFE PHASE 1 AMENDED SUBDV. AREA 0.017 AC.
Legal Subdivision	WATERLEFE PHASE 1 AMENDED
Legal Phase	1
Legal Lot Number	26
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1011
Census Tract	801

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 N 1235 W, OREM, UT 84057-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage INTERCAP LENDING
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP
Jul 26, 2024	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP
Jun 20, 2025	Deed of Trust, Mortgage · FHA Mortgage UTAH HOUSING CORP
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage INTERCAP LENDING
Feb 17, 2022	Warranty Deed, Transfer · FHA Mortgage INTERCAP LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022
Deed Sale	Feb 17, 2022
Deed Document Number	202221580
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	446 N 1235 W, OREM, UT 84057-3550
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	INWEST TITLE SERVICES-SALT LAKE, INWEST TITLE SVCS SALT LAKE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021595
Date	Feb 17, 2022
Instrument	21595:2022

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	446 N 1235 W, OREM, UT 84057-3550
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 1235 W, OREM, UT 84057-3550

Mortgage

Document Number	0000074995
Date	Nov 16, 2023
Instrument	74995:2023

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	446 N 1235 W, OREM, UT 84057-3550
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 1235 W, OREM, UT 84057-3550

Mortgage

Document Number	0000049719
Date	Jul 26, 2024
Instrument	49719:2024

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Mar 1, 2052

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	446 N 1235 W, OREM, UT 84057-3550
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 1235 W, OREM, UT 84057-3550

Mortgage

Document Number	0000045864
Date	Jun 20, 2025
Instrument	45864:2025

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	446 N 1235 W, OREM, UT 84057-3550
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	INWEST TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021594
Date	Feb 17, 2022
Instrument	21594:2022

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 17, 2022
Property Address	446 N 1235 W, OREM, UT 84057-3550
Document Number	0000021580
Instrument Date	Feb 15, 2022
Instrument	21580:2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	1ST LIBERTY TITLE LC, 1ST LIBERTY TITLE LLC

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N 1235 W, OREM, UT 84057-3550

Mortgage

Document Number	0000021594
Date	Feb 17, 2022
Instrument	21594:2022

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,280 (-43.94%)	$369,600 (+1.93%) Land $57,500 Building $312,100
2025	$1,588.00	$362,600 (+83.03%) Land $53,300 Building $309,300	$362,600 (+0.67%) Land $53,300 Building $309,300
2024	$1,588.00 (+5.37%)
2023	$1,507.00 (-3.71%)	$198,110	$360,200 Land $52,900 Building $307,300
2022	$1,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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