458 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 458 Locust Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,825 sqft · built 1997
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Dec 2003)
Tax Bill	$24,502 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`32-00840-0000-00058`

Property Details

APN / Parcel Number

Primary APN	`32-00840-0000-00058`
Alternative APNs	`32004690000000151Q` `320084000058`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,825 sqft Living Area
1st Floor Area	1,944 sqft
Upper Floors Area	1,176 sqft
Basement Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	108,900 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Patio Area	560 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	32004690000000151Q
Street Address	458 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Block	840
Legal Lot Number	58
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	458 LOCUST POINT RD, RUMSON, NJ 07760-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2003 · Amount on Record
Deed Sale	Dec 1, 2003 · Amount on Record
Prior Sale	Dec 19, 1996 · Amount on Record
Deed Book / Page	8304 / 1217
Record Updated	Oct 29, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	458 LOCUST POINT RD, RUMSON, NJ 07760-2320
Document Number	0000099065
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 LOCUST POINT RD LOCUST NJ 077602320, LOCUST, NJ 07760-2320

Mortgage

Document Number	0000099065
Date	Oct 9, 2018
Book Page	009315/004431
Instrument	99065

Lender

Name	PENNYMAC
Address	6101 CONDOR DR, MOORPARK, CA 93021-2602

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Oct 8, 2058

Interest

Rate	2%

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,767,400 (+16.42%) Land $1,016,600 Building $750,800	$1,767,400 (+16.42%) Land $1,016,600 Building $750,800
2025	$24,502.00 (+6.61%)	$1,518,100 (+12.34%) Land $756,300 Building $761,800	$1,518,100 (+12.34%) Land $756,300 Building $761,800
2024	$22,983.00 (-3.92%)
2023		$1,351,400 Land $624,400 Building $727,000	$1,351,400 Land $624,400 Building $727,000
2022	$23,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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