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446 Cercle Du Lac, Covington, LA 70433 Property Records

St. Tammany Parish property record for 446 Cercle Du Lac, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,488 sqft · built 2020
OwnerIndividual Name on File
Last Sale$105,000 (Sep 2019)
Tax Bill$5,568 (2025)
Deeds & MortgagesSep 2019 Sale
Feb 2019 Sale
APN103-819-1346

Property Details

APN / Parcel Number

Primary APN103-819-1346
Alternative APN
  • 4825

Interior

Building Area2,488 sqft Living Area

Exterior

Year BuiltBuilt 2020
Garage Area558 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address446 CERCLE DU LAC
CityCOVINGTON
StateLA
Zip70433-7339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAISON DU LAC LT12 PH2
Legal SubdivisionMAISON DU LAC
Legal Phase2
Legal Lot Number12
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2012
Census Tract40401

Owner

Source: St. Tammany Parish records · APN 103-819-1346

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address446 CERCLE DU LAC, COVINGTON, LA 70433-7339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2019Cash Sale Deed, Transfer
FIRST AMERICAN TITLE
Feb 20, 2019Cash Sale Deed, Transfer
WINTERS TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleFeb 20, 2019 · Amount on Record
Deed Document Number2173923
Record UpdatedJun 08, 2026

September 2019: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateSep 11, 2019
Property Address446 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number0002173923
Map ReferenceMAP 5768
Instrument DateSep 10, 2019
Instrument2173923
Transaction TypeTransfer
Record UpdatedApr 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address529 GARDEN LN, MADISONVILLE, LA 70447-9253

February 2019: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateFeb 20, 2019
Property Address446 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number0002147045
Map ReferenceMAP 5728
Instrument DateFeb 15, 2019
Instrument2147045
Transaction TypeTransfer
Record UpdatedApr 06, 2023
Title CompanyWINTERS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 TERRA BELLA BLVD, COVINGTON, LA 70433-8148
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,568.00 (-3.43%) Homeowner's exemption$52,472 (-) Land $10,000 Building $42,472$524,715 (-) Land $100,000 Building $424,715
2024$5,766.00 (+1.37%) Homeowner's exemption$52,472 (+7.52%) Land $10,000 Building $42,472$524,715 (+7.52%) Land $100,000 Building $424,715
2023$5,688.00 Homeowner's exemption$48,802 (-) Land $10,000 Building $38,802$488,020 (+7.73%) Land $100,000 Building $388,020
2022$5,688.00 Homeowner's exemption$48,802 Land $10,000 Building $38,802$453,020 Land $65,000 Building $388,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030404012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 534 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies534 in force
Nearby Flood Claims15 (2005–2024)
Claims Outside the SFHA7 of 15
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 69% of Louisiana
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: REV.

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system LA1103011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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