442 Cercle Du Lac, Covington, LA 70433 Property Records

St. Tammany Parish property record for 442 Cercle Du Lac, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,944 sqft · built 2020
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2018)
Tax Bill	$5,663 (2025)
Deeds & Mortgages	Nov 2019 Transfer Sep 2018 Sale
APN	`103-819-1345`

Property Details

APN / Parcel Number

Primary APN	`103-819-1345`
Alternative APN	`4824`

Interior

Building Area	2,944 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	442 CERCLE DU LAC
City	COVINGTON
State	LA
Zip	70433-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAISON DU LAC LT11 PH2
Legal Subdivision	MAISON DU LAC
Legal Phase	2
Legal Lot Number	11
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2012
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 CERCLE DU LAC, COVINGTON, LA 70433-7339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Gift Deed, Transfer
Sep 10, 2018	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	20182127455
Last Transfer Date	Jun 7, 2022
Transfer Doc	0002332307
Record Updated	Sep 20, 2026

November 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 18, 2019
Property Address	442 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number	0002183437
Map Reference	MAP 5768
Instrument Date	Nov 18, 2019
Instrument	2183437
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 CERCLE DU LAC, COVINGTON, LA 70433-7339

September 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 10, 2018
Property Address	442 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number	0002127455
Map Reference	MAP 5768
Instrument Date	Sep 7, 2018
Instrument	2127455
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 S CORNICHE DU LAC, COVINGTON, LA 70433-7255

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,663.00 (-3.44%) Homeowner's exemption	$53,246 (-) Land $10,000 Building $43,246	$532,464 (-) Land $100,000 Building $432,464
2024	$5,865.00 (+1.82%) Homeowner's exemption	$53,246 (+7.95%) Land $10,000 Building $43,246	$532,464 (+7.95%) Land $100,000 Building $432,464
2023	$5,760.00 Homeowner's exemption	$49,325 (-) Land $10,000 Building $39,325	$493,250 (+7.64%) Land $100,000 Building $393,250
2022	$5,760.00 Homeowner's exemption	$49,325 Land $10,000 Building $39,325	$458,250 Land $65,000 Building $393,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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