454 Cercle Du Lac, Covington, LA 70433 Property Records

St. Tammany Parish property record for 454 Cercle Du Lac, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,581 sqft · built 2020
Owner	Individual Name on File
Last Sale	$524,500 (Aug 2020)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Aug 2020 Sale Sep 2019 Sale + 1 more
APN	`103-819-1348`

Property Details

APN / Parcel Number

Primary APN	`103-819-1348`
Alternative APN	`4827`

Interior

Building Area	2,581 sqft Living Area

Exterior

Year Built	Built 2020
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	454 CERCLE DU LAC
City	COVINGTON
State	LA
Zip	70433-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAISON DU LAC LT14 PH2
Legal Subdivision	MAISON DU LAC
Legal Phase	2
Legal Lot Number	14
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2012
Census Tract	40401

Owner

454 Cercle Du Lac is owned and occupied by an individual who bought it in August 2020.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	454 CERCLE DU LAC, COVINGTON, LA 70433-7339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Cash Sale Deed, Subdivision Related Transfer BAYOU TITLE INC, BAYOU TITLE
Sep 30, 2019	Cash Sale Deed, Transfer WINTERS TITLE
Apr 5, 2019	Cash Sale Deed, Transfer WINTERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	2218899
Record Updated	Jun 8, 2026

August 2020: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 4, 2020
Property Address	454 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number	0002218899
Map Reference	DOC 2176625
Instrument Date	Jul 31, 2020
Instrument	2218899
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2023
Title Company	BAYOU TITLE INC, BAYOU TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	949 AUSTERLITZ ST, MANDEVILLE, LA 70448-2401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 CERCLE DU LAC, COVINGTON, LA 70433-7339

September 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 30, 2019
Property Address	454 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number	0002176625
Map Reference	MAP 4809
Instrument Date	Sep 27, 2019
Instrument	2176625
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	WINTERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 AUSTERLITZ ST, MANDEVILLE, LA 70448-2401
Investor	Possibly a Property Investor

April 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 5, 2019
Property Address	454 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number	0002152236
Map Reference	CIN 1808003
Instrument Date	Apr 3, 2019
Instrument	2152236
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	WINTERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Tax Assessment & Valuation

The 2025 property tax bill for 454 Cercle Du Lac was $5,670 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,670.00 (-3.46%) Homeowner's exemption	$53,303 (-) Land $10,000 Building $43,303	$533,027 (-) Land $100,000 Building $433,027
2024	$5,873.00 (+1.03%) Homeowner's exemption	$53,303 (+7.23%) Land $10,000 Building $43,303	$533,027 (+7.23%) Land $100,000 Building $433,027
2023	$5,813.00 Homeowner's exemption	$49,710 (-) Land $10,000 Building $39,710	$497,100 (+7.57%) Land $100,000 Building $397,100
2022	$5,813.00 Homeowner's exemption	$49,710 Land $10,000 Building $39,710	$462,100 Land $65,000 Building $397,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 454 Cercle Du Lac; there have been 15 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Cercle Du Lac is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 69% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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