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427 Cercle Du Lac, Covington, LA 70433 Property Records

St. Tammany Parish property record for 427 Cercle Du Lac, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details2,736 sqft · built 2022
OwnerIndividual Name on File
Last Sale$616,600 (Jan 2022)
Tax Bill$6,962 (2025)
Deeds & MortgagesJan 2022 Sale
Nov 2020 Sale
APN103-819-1369

Property Details

APN / Parcel Number

Primary APN103-819-1369
Alternative APN
  • 4848

Interior

Building Area2,736 sqft Living Area

Exterior

Year BuiltBuilt 2022
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address427 CERCLE DU LAC
CityCOVINGTON
StateLA
Zip70433-7339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 MAISON DU LAC PH 2 INST NO 1808003 INST NO 2238922
Legal SubdivisionMAISON DU LAC
Legal Phase2
Legal Lot Number35
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2012
Census Tract40401

Owner

427 Cercle Du Lac is owned and occupied by an individual who bought it in January 2022.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address427 CERCLE DU LAC, COVINGTON, LA 70433-7339
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Cash Sale Deed, Subdivision Related Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU
Nov 23, 2020Cash Sale Deed, Transfer
STONE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2022 · Amount on File
Deed SaleJan 11, 2022 · Amount on File
Prior SaleNov 23, 2020 · Amount on File
Deed Document Number2309486
Record UpdatedJun 8, 2026

January 2022: Cash Sale Deed, Subdivision Related Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateJan 11, 2022
Property Address427 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number0002309486
Map ReferenceMAP 5768
Instrument DateJan 11, 2022
Instrument2309486
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 1, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address89 MARK SMITH DR, MANDEVILLE, LA 70471-5301

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 CERCLE DU LAC, COVINGTON, LA 70433-7339

November 2020: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSAINT TAMMANY LA
Recording DateNov 23, 2020
Property Address427 CERCLE DU LAC, COVINGTON, LA 70433-7339
Document Number0002238922
Map ReferenceMAP 4809
Instrument DateNov 20, 2020
Instrument2238922
Transaction TypeTransfer
Record UpdatedApr 1, 2024
Title CompanySTONE TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 VETERANS MEMORIAL BLVD, METAIRIE, LA 70005-3026

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 MARK SMITH DR, MANDEVILLE, LA 70471-5301
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 427 Cercle Du Lac was $6,962, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,962.00 (-3.45%)$56,237 (-) Land $8,500 Building $47,737$562,373 (-) Land $85,000 Building $477,373
2024$7,211.00 (+1.01%)$56,237 (+8.49%) Land $8,500 Building $47,737$562,373 (+8.49%) Land $85,000 Building $477,373
2023$7,139.00 (+510.17%)$51,838 (+509.86%) Land $8,500 Building $43,338$518,384 (+697.51%) Land $85,000 Building $433,384
2022$1,170.00$8,500 Land $8,500$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 427 Cercle Du Lac; there have been 15 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 534 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies534 in force
Nearby Flood Claims15 (2005–2024)
Claims Outside the SFHA7 of 15
Most Recent ClaimSep 2024 · Hurricane Francine
Claims by Event
  • Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Cercle Du Lac is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, REV.

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