4457 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4457 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,326 sqft · built 1996
Lot Size	0.185 acres (8,063 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-292`

Property Details

APN / Parcel Number

Primary APN	`212-12-292`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,326 sqft Living Area
1st Floor Area	2,326 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,063 sqft (0.185 acres)
Parking Spaces	3 Parking Spaces
Pool Area	375 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4457 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM HIGHLANDS PARCEL 3A MCR 399-34
Legal Range	04E
Legal Township	05N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	TATUM HIGHLANDS PARCEL 3A
Legal Lot Number	52
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2012
Census Tract	613300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 28, 2018	Warranty Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS
Oct 13, 2017	Warranty Deed, Transfer · Conventional with PMI BELL ROCK INCOME FUND 1 LLC
Oct 5, 2017	Warranty Deed, Transfer · Construction Mortgage SK INVESTMENT GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019
Deed Sale	Mar 7, 2019
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	20190159657
Prior Transfer Date	Feb 28, 2018
Prior Transfer Doc	20180154098
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611

Mortgage

Document Number	0000566050
Date	Oct 1, 2025
Instrument	20250566050

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611

Mortgage

Document Number	0000193933
Date	Feb 22, 2021
Instrument	20210193933

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812767
Date	Oct 11, 2019
Instrument	20190812767

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2018
Property Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611
Document Number	0000154098
Instrument Date	Feb 7, 2018
Instrument	154098
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4457 E SPUR DR CAVE CREEK AZ 853312611, CAVE CREEK, AZ 85331-2611

Mortgage

Document Number	154099
Date	Feb 28, 2018
Instrument	154099

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 13, 2017
Property Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611
Document Number	0000761226
Instrument Date	Oct 12, 2017
Instrument	761226
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8700 E PINNACLE PEAK RD #221 SCOTTSDALE AZ 852553541, 221, SCOTTSDALE, AZ 85255-3541

Mortgage

Document Number	761227
Date	Oct 13, 2017
Instrument	761227

Lender

Name	BELL ROCK INCOME FUND 1 LLC
Address	MESA, AZ 85206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 5, 2017
Property Address	4457 E SPUR DR, CAVE CREEK, AZ 85331-2611
Document Number	0000740392
Instrument Date	Oct 4, 2017
Instrument	740392
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	70 S VAL VISTA DR #A3-437 GILBERT AZ 852960932, A3-437, GILBERT, AZ 85296-0932
Investor	Possibly a Property Investor

Mortgage

Document Number	740393
Date	Oct 5, 2017
Instrument	740393

Lender

Name	SK INVESTMENT GROUP LLC
Type	Funding / Finance Company
Address	AVONDALE, AZ 85392

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2018

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,250 (-3.78%)	$592,500 (-3.78%) Land $118,500 Building $474,000
2025	$2,007.00 (-12.93%)
2024		$61,580	$615,800 Land $123,100 Building $492,700
2023	$2,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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