4454 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4454 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,028 sqft · built 1998
Lot Size	0.197 acres (8,614 sqft)
Owner	2 Company Names on Record
Last Sale	$200,560 (Jan 1998)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-268`

Property Details

APN / Parcel Number

Primary APN	`212-12-268`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
1st Floor Area	1,564 sqft
2nd Floor Area	1,464 sqft

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,614 sqft (0.197 acres)
Parking Spaces	3 Parking Spaces
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4454 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM HIGHLANDS PARCEL 3A MCR 399-34
Legal Range	04E
Legal Township	05N
Legal Section	31
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	TATUM HIGHLANDS PARCEL 3A
Legal Lot Number	28
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2014
Census Tract	613300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Mar 24, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE AGENCY
Mar 24, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 7, 1998 · Amount on Record
Deed Sale	Jan 7, 1998 · Amount on Record
Prior Sale	Mar 24, 2021
Deed Document Number	0000009801
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612

Mortgage

Document Number	0000745706
Date	Dec 29, 2025
Instrument	20250745706

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 W SPUR DR, CAVE CREEK, AZ 85331

Mortgage

Document Number	0000529130
Date	Sep 15, 2025
Instrument	20250529130

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 24, 2021
Property Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612
Document Number	0000329041
Map Reference	MB 399 PG 34
Instrument Date	Mar 10, 2021
Instrument	20210329041
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612

Mortgage

Document Number	0000329042
Date	Mar 24, 2021
Instrument	20210329042

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 24, 2021
Property Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612
Document Number	0000329043
Map Reference	MB 399 PG 34
Instrument Date	Mar 10, 2021
Instrument	20210329043
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 24, 2021
Property Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612
Document Number	0000329040
Map Reference	MB 399 PG 34
Instrument Date	Mar 10, 2021
Instrument	20210329040
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 E SPUR DR, CAVE CREEK, AZ 85331-2612

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,660 (-3.93%)	$616,600 (-3.93%) Land $123,300 Building $493,300
2025	$2,467.00 (+7.26%)
2024		$64,180	$641,800 Land $128,300 Building $513,500
2023	$2,300.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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