4448 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4448 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,326 sqft · built 1998
Lot Size	0.198 acres (8,625 sqft)
Owner	Company Name on Record
Last Sale	$268,000 (Jun 2002)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-269`

Property Details

APN / Parcel Number

Primary APN	`212-12-269`
Alternative APN	`212122697`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,326 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	2,326 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,625 sqft (0.198 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4448 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM HIGHLANDS PARCEL 3A MCR 399-34
Legal Range	4E
Legal Township	5N
Legal Section	31
Legal Subdivision	TATUM HIGHLANDS PARCEL 3A
Legal Lot Number	29
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2014
Census Tract	613300

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4448 E SPUR DR, CAVE CREEK, AZ 85331-2612
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
May 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2002 · Amount on Record
Deed Sale	Jun 14, 2002 · Amount on Record
Prior Sale	May 24, 2001 · Amount on Record
Deed Document Number	2002611591
Last Transfer Date	May 11, 2017
Transfer Doc	0000366005
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4448 E SPUR DR, CAVE CREEK, AZ 85331-2612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 E SPUR DR, CAVE CREEK, AZ 85331-2612

Mortgage

Document Number	0000057899
Date	Jan 19, 2021
Instrument	20210057899

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4448 E SPUR DR, CAVE CREEK, AZ 85331-2612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000891858
Date	Dec 1, 2017
Instrument	2017-0891858

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 19, 2017
Property Address	4448 E SPUR DR, CAVE CREEK, AZ 85331-2612
Document Number	0000366005
Instrument Date	May 11, 2017
Instrument	366005
Transaction Type	Transfer
Record Updated	May 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4448 E SPUR DR CAVE CREEK AZ 853312612, CAVE CREEK, AZ 85331-2612

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,720 (+57.21%)	$647,200 (+1.92%) Land $129,400 Building $517,800
2025	$2,438.00 (+7.26%)	$41,168 (-38.78%)	$635,000 (-5.58%) Land $127,000 Building $508,000
2024		$67,250	$672,500 Land $134,500 Building $538,000
2023	$2,273.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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