4447 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4447 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,479 sqft · built 1998
Lot Size	0.193 acres (8,435 sqft)
Owner	Company Name on Record
Last Sale	$228,400 (Mar 1998)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Oct 2022 Sale Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-290`

Property Details

APN / Parcel Number

Primary APN	`212-12-290`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,479 sqft Living Area
1st Floor Area	2,314 sqft
2nd Floor Area	1,165 sqft

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,435 sqft (0.193 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4447 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	TATUM HIGHLANDS PARCEL 3A MCR 399-34
Legal Range	04E
Legal Township	05N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	TATUM HIGHLANDS PARCEL 3A
Legal Lot Number	50
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2012
Census Tract	613300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4447 E SPUR DR, CAVE CREEK, AZ 85331-2611
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Beneficiary Deed, Transfer
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 27, 2017	Loan Modification, Mortgage · Line of Credit DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 1998 · Amount on Record
Deed Sale	Mar 2, 1998 · Amount on Record
Prior Sale	Mar 2, 1998 · Amount on Record
Deed Document Number	0000160731
Last Transfer Date	Oct 13, 2022
Transfer Doc	0000773469
Record Updated	Jun 8, 2026

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 13, 2022
Property Address	4447 E SPUR DR, CAVE CREEK, AZ 85331-2611
Document Number	0000773469
Map Reference	MB 399 PG 34
Instrument Date	Sep 30, 2022
Instrument	20220773469
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4447 E SPUR DR, 4447, CAVE CREEK, AZ 85331-2611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4447 E SPUR DR, CAVE CREEK, AZ 85331-2611
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237087
Date	Apr 4, 2017
Instrument	2017-0237087

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4447 E SPUR DR, CAVE CREEK, AZ 85331-2611
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4447 E SPUR DR, CAVE CREEK, AZ 85331-2611

Mortgage

Document Number	0001019990
Date	Oct 23, 2020
Instrument	20201019990

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	4447 E SPUR DR, CAVE CREEK, AZ 85331-2611
Document Number	0000237088
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4447 E SPUR DR CAVE CREEK AZ 853312611, CAVE CREEK, AZ 85331-2611

Mortgage

Document Number	0000237088
Date	Apr 4, 2017
Instrument	237088

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,980 (-3.64%)	$719,800 (-3.64%) Land $143,900 Building $575,900
2025	$3,012.00 (+7.26%)
2024		$74,700	$747,000 Land $149,400 Building $597,600
2023	$2,808.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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