Charlotte County property record for 4451 Duncan Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1970 |
| Lot Size | 19.1 acres (834,173 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,334 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 402325254013 |
| Primary APN | 402325254013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 880 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 834,173 sqft (19.1 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00711860000007 |
|---|---|
| Street Address | 4451 DUNCAN RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | 25 40 23 P-21-3 4A M/L BEG AT SW COR OF SW1/4 OF NE1/4 TH E 450FT TH N 394.7FT TH W 400 FT TH S 25 FT TH W 50 FT TH S 369.7FT TO POB 322/576 DC565/102 1729/218 ZZZ 254023 P45-1 25 40 23 PARCEL 45-1 .84 AC M/L COMM AT SW COR OF SE 1/4 TH N T |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 25 |
| Legal Tract | ZZZ |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10200 |
Source: Charlotte County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4451 DUNCAN RD, PUNTA GORDA, FL 33982-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 19, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 19, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2026 |
| Transfer Doc | 0003656535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 4451 DUNCAN RD, PUNTA GORDA, FL 33982-1409 |
| Document Number | 0003656535 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20263656535 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4451 DUNCAN RD, PUNTA GORDA, FL 33982-1409 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 4451 DUNCAN RD, PUNTA GORDA, FL 33982-1409 |
| Document Number | 0003656534 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20263656534 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4451 DUNCAN RD, PUNTA GORDA, FL 33982-1409 |
| Investor | Possibly a Property Investor |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,334.00 (+8.74%) Homeowner's exemption Disabled Person's exemption | $128,483 (+5.99%) | $361,854 (+2.9%) Land $274,720 Building $87,134 |
| 2023 | $3,066.00 (+4.14%) Homeowner's exemption Disabled Person's exemption | $121,225 (+3%) | $351,658 (+30.74%) Land $313,205 Building $38,453 |
| 2022 | $2,944.00 Homeowner's exemption Disabled Person's exemption | $117,694 | $268,970 Land $177,055 Building $91,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 units insured incl. 16 condo units |
| Nearby Flood Claims | 257 (1982–2024) |
| Claims Outside the SFHA | 3 of 257 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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