445 Warner St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 445 Warner St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,450 sqft · built 1905
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual on Record
Last Sale	$72,000 (Oct 2019)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`097-0002-0064-00`

Property Details

APN / Parcel Number

Primary APN	`097-0002-0064-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,450 sqft Living Area
1st Floor Area	878 sqft
2nd Floor Area	572 sqft
Basement Area	878 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	120 ft deep x 29 ft wide
Porch	Porch
Porch Area	84 sqft
Patio Area	337 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	445 WARNER ST
City	CINCINNATI
State	OH
Zip	45219-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	445 WARNER ST 28.69 X 120 PT LOT 15 B P HINMANS SUB
Legal Subdivision	HINMANS SUB
Legal Block	P
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1025
Census Tract	2700

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	445 WARNER ST, CINCINNATI, OH 45219-1167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 10, 2023	Deed of Trust, Mortgage · Construction Mortgage NORTH SIDE BANK & TRUST COMPANY
Oct 3, 2023	Transfer on Death Deed, Transfer
Mar 24, 2020	Deed of Trust, Mortgage · Conventional with PMI ROUNDPOINT MTG SVCNG
Oct 2, 2019	Warranty Deed, Transfer CINFED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	2019-0085340
Deed Book / Page	14014 / 02294
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	445 WARNER ST, CINCINNATI, OH 45219-1167
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023119
Date	Feb 24, 2021
Book Page	14361/152
Instrument	2021-0023119

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	IRVING, TX 75061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	445 WARNER ST, CINCINNATI, OH 45219-1167
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WARNER ST, CINCINNATI, OH 45219-1167

Mortgage

Document Number	0000023464
Date	Apr 10, 2023
Book Page	14891/726
Instrument	2023-0023464

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 22, 2028

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 3, 2023
Property Address	445 WARNER ST, CINCINNATI, OH 45219-1167
Document Number	0000070598
Book / Page	15013 / 1882
Instrument Date	Aug 14, 2023
Instrument	2023-0070598
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	445 WARNER ST, CINCINNATI, OH 45219-1167
Document Number	0000031433
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WARNER ST CINCINNATI OH 452191167, CINCINNATI, OH 45219-1167

Mortgage

Document Number	0000031433
Date	Apr 3, 2020
Book Page	014139/000302
Instrument	31433

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 2, 2019
Property Address	445 WARNER ST, CINCINNATI, OH 45219-1167
Document Number	0000085340
Book / Page	14014 / 02294
Instrument Date	Oct 2, 2019
Instrument	2019-0085340
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROTITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085341
Date	Oct 2, 2019
Instrument	2019-0085341

Lender

Name	CINFED CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,340.00 (+0.12%)	$52,686 (-) Land $12,474 Building $40,212
2024	$3,336.00 (-0.18%)	$52,686 (-) Land $12,474 Building $40,212
2023	$3,342.00 (+87.75%)	$52,686 (+109.06%) Land $12,474 Building $40,212	$150,530 (+109.07%) Land $35,640 Building $114,890
2022	$1,780.00	$25,201 Land $7,109 Building $18,092
2020			$72,000 Land $20,310 Building $51,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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