445 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 445 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 3,688 sqft · built 2021
Lot Size0.176 acres (7,661 sqft)
OwnerCompany Name on File
Last Sale$3,850,000 (Aug 2021)
Tax Bill$59,978 (2025)
Deeds & MortgagesAug 2021 Sale
Dec 2019 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN24-4232-004-0730

Property Details

APN / Parcel Number

Primary APN24-4232-004-0730

Interior

Bedrooms6 Beds
Full Baths6 Baths
Stories1 Story
Building Area3,688 sqft Living Area
Gross Area5,124 sqft
1st Floor Area4,620 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area7,661 sqft (0.176 acres)
Lot Dimensions100 ft deep x 76.6 ft wide

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area36 sqft
PorchPorch
Porch Area118 sqft
Patio Area600 sqft

Location & Zoning

Street Address445 RIDGEWOOD RD
CityKEY BISCAYNE
StateFL
Zip33149-1836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal Description32 54 42 & 5 55 42 PB 50-72 TROPICAL ISLE HOMES SUB 1ST ADDN LOT 9 BLK 6 LOT SIZE 76.610 X 100 OR 9672-1305
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 1ST ADDN
Legal Block6
Legal Lot Number9
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3006
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-004-0730

Assessment roll updated July 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address445 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 17, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Prior SaleDec 17, 2019 · Amount on Record
Deed Document Number2021633077
Deed Book / Page32704 / 886
Prior Transfer DateApr 11, 2017
Prior Transfer Doc0000208401
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateAug 27, 2021
Property Address445 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
Document Number0000633077
Book / Page32704 / 886
Map ReferenceMB 50 PG 72
Instrument DateAug 11, 2021
Instrument2021R0633077
Transaction TypeTransfer
Record UpdatedApr 02, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$23,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address240 CRANDON BLVD STE 114, 114, KEY BISCAYNE, FL 33149-1543

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateDec 17, 2019
Property Address445 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
Document Number0000779832
Book / Page031731 / 001809
Instrument DateNov 27, 2019
Instrument779832
Transaction TypeTransfer
Record UpdatedJan 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address114770 SW 132ND CT MIAMI FL 33186, MIAMI, FL 33186

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateApr 13, 2017
Property Address445 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
Document Number0000208401
Book / Page030494 / 004210
Instrument DateApr 11, 2017
Instrument208401
Transaction TypeTransfer
Record UpdatedApr 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address445 RIDGEWOOD RD KEY BISCAYNE FL 331491836, KEY BISCAYNE, FL 33149-1836

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$59,978.00 (+5.13%)$3,775,729 (+5.93%) Land $1,991,860 Building $1,783,869$3,775,729 (+5.93%) Land $1,991,860 Building $1,783,869
2024$57,049.00 (-0.9%)$3,564,289 (-0.51%) Land $1,762,030 Building $1,802,259$3,564,289 (-0.51%) Land $1,762,030 Building $1,802,259
2023$57,570.00 (+11%)$3,582,680 (+12.27%) Land $1,762,030 Building $1,820,650$3,582,680 (+12.27%) Land $1,762,030 Building $1,820,650
2022$51,866.00$3,191,206 Land $1,352,166 Building $1,839,040$3,191,206 Land $1,352,166 Building $1,839,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 533 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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