465 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 465 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,708 sqft · built 2020
Lot Size	0.176 acres (7,661 sqft)
Owner	Individual Name on Record
Last Sale	$3,675,000 (Dec 2020)
Tax Bill	$60,138 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`24-4232-004-0710`

Property Details

APN / Parcel Number

Primary APN	`24-4232-004-0710`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,708 sqft Living Area
Gross Area	5,085 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Roof Type	Rigid Frame Bar Joist
Lot Area	7,661 sqft (0.176 acres)
Lot Dimensions	100 ft deep x 76.6 ft wide
Deck Area	Deck Area
Patio Area	160 sqft

Location & Zoning

Street Address	465 RIDGEWOOD RD
City	KEY BISCAYNE
State	FL
Zip	33149-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	TROPICAL ISLE HOMES SUB 1ST ADDN PB 50-72 LOT 7 BLK 6 LOT SIZE 76.610 X 100
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB 1ST ADDN
Legal Block	6
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3006
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 24, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Jan 24, 2019 · Amount on Record
Deed Document Number	2020759235
Deed Book / Page	32267 / 600
Prior Transfer Date	Dec 18, 2018
Prior Transfer Doc	0000775090
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 31, 2020
Property Address	465 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
Document Number	0000759235
Book / Page	32267 / 600
Map Reference	MB 50 PG 72
Instrument Date	Dec 18, 2020
Instrument	2020R0759235
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3006 AVIATION AVE # AVE3B, 3006, MIAMI, FL 33133-3863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836

Mortgage

Document Number	0000000604
Date	Dec 31, 2020
Instrument	32267/604

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Jan 24, 2019
Property Address	465 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
Document Number	0000047935
Book / Page	031301 / 001085
Instrument Date	Dec 14, 2018
Instrument	47935
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	465 RIDGEWOOD RD KEY BISCAYNE FL 331491836, KEY BISCAYNE, FL 33149-1836

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$60,138.00 (+5.83%)	$3,780,870 (+8.35%) Land $1,991,860 Building $1,789,010	$3,780,870 (+8.35%) Land $1,991,860 Building $1,789,010
2023	$56,825.00 (+14.24%)	$3,489,401 (+12.67%) Land $1,762,030 Building $1,727,371	$3,489,401 (+12.67%) Land $1,762,030 Building $1,727,371
2022	$49,741.00 Homeowner's exemption	$3,097,112 Land $1,352,166 Building $1,744,946	$3,097,112 Land $1,352,166 Building $1,744,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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