Miami-Dade County property record for 432 Ridgewood Rd, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1951 |
| Lot Size | 0.176 acres (7,652 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $29,811 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-004-0590 |
| Primary APN | 24-4232-004-0590 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 1,612 sqft |
| 1st Floor Area | 1,044 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 7,652 sqft (0.176 acres) |
| Lot Dimensions | 100 ft deep x 76.5 ft wide |
| Garage Area | 161 sqft |
| Porch | Porch |
| Porch Area | 148 sqft |
| Patio Area | 100 sqft |
| Street Address | 432 RIDGEWOOD RD |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | TROPICAL ISLE HOMES SUB 1ST ADDN PB 50-72 LOT 21BLK 5 LOT SIZE 76.520 X 100 OR 15696-0125 0992 4 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB 1ST ADDN |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 4602 |
432 Ridgewood Rd, a single family home, is held in a trust.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4775 COLLINS AVE, 1203, MIAMI BEACH, FL 33140-3264 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 432 Ridgewood Rd was $29,811.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,811.00 | $1,599,011 | $1,944,815 Land $1,934,815 Building $10,000 |
| 2023 | $26,229.00 (+25.38%) | $1,916,083 (+27.16%) Land $1,759,960 Building $156,123 | $1,916,083 (+27.16%) Land $1,759,960 Building $156,123 |
| 2022 | $20,920.00 | $1,506,872 Land $1,350,578 Building $156,294 | $1,506,872 Land $1,350,578 Building $156,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Ridgewood Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 432 Ridgewood Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures