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425 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 425 Ridgewood Rd, Key Biscayne, FL 33149 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,691 sqft · built 2024
Lot Size0.175 acres (7,661 sqft)
OwnerOwner Name on File
Last Sale$830,000 (Jan 2011)
Tax Bill$65,159 (2025)
Deeds & MortgagesJan 2025 Mortgage
Flood ZoneZone AE (high risk)
APN24-4232-004-0750

Property Details

APN / Parcel Number

Primary APN24-4232-004-0750

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,691 sqft Living Area
Gross Area6,329 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Construction TypeConcrete
Roof TypeRigid Frame Bar Joist
Lot Area7,661 sqft (0.175 acres)
Lot Dimensions100 ft deep x 76 ft wide

Exterior Amenities

PorchPorch
Porch Area60 sqft
Patio Area500 sqft
FenceFence

Location & Zoning

Street Address425 RIDGEWOOD RD
CityKEY BISCAYNE
StateFL
Zip33149-1836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROPICAL ISLE HOMES SUB 1ST ADDN PB 50-72 LOT 11 BLK 6 LOT SIZE 76.610 X 100 OR 10531-303 1079 6
Legal Range42
Legal Township54
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 1ST ADDN
Legal Block6
Legal Lot Number11
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3006
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-004-0750

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address425 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2011 · Amount on Record
Deed SaleJan 18, 2011 · Amount on Record
Prior SaleJan 18, 2011 · Amount on Record
Deed Document Number0000037115
Last Transfer DateMay 01, 2014
Transfer Doc0000314363
Record UpdatedJun 08, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address425 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-1836

Mortgage

Document Number0000014403
DateJan 08, 2025
Book Page34566/2297
Instrument2025R0014403
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressELGIN, IL 60124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateJan 01, 2030
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change8.5%
IndexSOFR Average 30-Day
Max Rate11.5%

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$65,159.00 (+158.3%)$4,365,540 (+144.13%) Land $1,991,860 Building $2,373,680$4,365,540 (+144.13%) Land $1,991,860 Building $2,373,680
2023$25,226.00 (+18.42%)$1,788,199 (+29.73%) Land $1,762,030 Building $26,169$1,788,199 (+29.73%) Land $1,762,030 Building $26,169
2022$21,302.00$1,378,353 Land $1,352,166 Building $26,187$1,378,353 Land $1,352,166 Building $26,187

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 489 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
59 under condo master policies
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 533 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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