St. Johns County property record for 445 Ocean Grove Cir, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,496 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $950,000 (Mar 2018) |
| Tax Bill | $17,208 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-2200 |
| Primary APN | 174191-2200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,496 sqft Living Area |
| Gross Area | 5,376 sqft |
| 1st Floor Area | 1,726 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 776 sqft |
| Deck Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 445 OCEAN GROVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36/34-39 SEA COLONY UNIT 2 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK B LOT 20 OR4514/1143 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | SEA COLONY UNIT 2 OF THE BEACH CLUB AT A |
| Legal Block | B |
| Legal Lot Number | 20 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 445 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jul 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Mar 12, 2018 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on Record |
| Deed Sale | Mar 12, 2018 · Amount on Record |
| Prior Sale | Oct 30, 2006 · Amount on Record |
| Deed Document Number | 201816191 |
| Deed Book / Page | 4514 / 1143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 445 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049801920 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 4980/1920 |
| Instrument | 2020053230 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 16, 2021 |
| Property Address | 445 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 0053191455 |
| Book / Page | 5319 / 1455 |
| Map Reference | MB 1975 PG 996 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021079078 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ESTATE TTL OF ST AUGUSTINE I |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 KINGS QUARRY LN, 141, ST AUGUSTINE, FL 32080-5977 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 445 OCEAN GROVE CIR, ST AUGUSTINE, FL 32080-8723 |
| Document Number | 0053191468 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 5319/1468 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 12, 2018 |
| Property Address | 445 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 0045141143 |
| Book / Page | 004514 / 001143 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 16191 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 445 OCEAN GROVE CIR ST AUGUSTINE BEACH FL 320808723, ST AUGUSTINE BEACH, FL 32080-8723 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,112,462 (+2.7%) | $1,691,519 (-3.82%) Land $407,000 Building $1,284,519 | |
| 2025 | $17,208.00 (+8.52%) Homeowner's exemption Disabled Person's exemption | $1,083,215 (+5.99%) | $1,758,616 (+15.8%) Land $407,000 Building $1,351,616 |
| 2024 | $15,857.00 (+1.73%) | ||
| 2023 | $15,588.00 (+1.44%) Homeowner's exemption | $1,022,026 (+3%) | $1,518,688 (+19.59%) Land $388,000 Building $1,130,688 |
| 2022 | $15,366.00 Homeowner's exemption | $992,258 | $1,269,931 Land $352,800 Building $917,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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