St. Johns County property record for 437 Ocean Grove Cir, Saint Augustine, FL 32080 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,674 sqft · built 2005 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,010,000 (Aug 2017) |
| Tax Bill | $14,829 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-2220 |
| Primary APN | 174191-2220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,674 sqft Living Area |
| Gross Area | 4,356 sqft |
| 1st Floor Area | 2,820 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 687 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 OCEAN GROVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36/34-39 SEA COLONY UNIT 2 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK B LOT 22 OR4415/834 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | SEA COLONY UNIT 2 OF THE BEACH CLUB AT A |
| Legal Block | B |
| Legal Lot Number | 22 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
Source: St. Johns County records · APN 174191-2220
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 G ST SW, WASHINGTON, DC 20024-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 03, 2017 | Warranty Deed, Transfer · ARM MCLEAN MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2017 · Amount on Record |
| Deed Sale | Aug 03, 2017 · Amount on Record |
| Prior Sale | Aug 30, 2007 · Amount on Record |
| Deed Document Number | 201753592 |
| Deed Book / Page | 4415 / 834 |
| Prior Transfer Date | Feb 25, 2005 |
| Prior Transfer Doc | 0023991865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 437 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049891857 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 4989/1857 |
| Instrument | 2020056912 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 03, 2017 |
| Property Address | 437 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 0044150834 |
| Book / Page | 4415 / 0834 |
| Map Reference | MB36 PG34-39 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017053592 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4800 SW 91ST WAY, 4800, GAINESVILLE, FL 32608-8134 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 437 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723 |
| Document Number | 2017053595 |
|---|---|
| Date | Aug 03, 2017 |
| Instrument | 2017053595 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $964,609 (+2.7%) | $1,498,735 (-9.51%) Land $407,000 Building $1,091,735 | |
| 2025 | $14,829.00 (+9.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $939,249 (+5.99%) | $1,656,217 (+13.72%) Land $407,000 Building $1,249,217 |
| 2024 | $13,596.00 (+1.48%) | ||
| 2023 | $13,398.00 (+1.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $886,192 (+3%) | $1,456,458 (+20.26%) Land $388,000 Building $1,068,458 |
| 2022 | $13,203.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $860,381 | $1,211,112 Land $352,800 Building $858,312 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 294 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured 660 under condo master policies |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| IQ Fiber Intermediate Holdings | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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