433 Ocean Grove Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 433 Ocean Grove Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,718 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,014,000 (May 2018)
Tax Bill	$15,602 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174191-2230`

Property Details

APN / Parcel Number

Primary APN	`174191-2230`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,718 sqft Living Area
Gross Area	4,332 sqft
1st Floor Area	1,637 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	554 sqft
Deck Area	148 sqft
Patio Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 OCEAN GROVE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-8723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36/34-39 SEA COLONY UNIT 2 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK B LOT 23 OR4550/348
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	SEA COLONY UNIT 2 OF THE BEACH CLUB AT A
Legal Block	B
Legal Lot Number	23
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Jun 7, 2012 · Amount on Record
Deed Document Number	201834980
Deed Book / Page	4550 / 348
Record Updated	Sep 20, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 22, 2018
Property Address	433 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723
Document Number	0045500348
Book / Page	4550 / 0348
Map Reference	MB36 PG34-39
Instrument Date	May 16, 2018
Instrument	2018034980
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 OCEAN GROVE CIR, 433, SAINT AUGUSTINE, FL 32080-8723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 ISLAND VW NE, ROSWELL, GA 30075-5742

Mortgage

Document Number	2018034981
Date	May 22, 2018
Instrument	2018034981

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,013,882 (+2.7%)	$1,468,668 (-8.42%) Land $407,000 Building $1,061,668
2025	$15,602.00 (+9.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$987,227 (+2.9%)	$1,603,787 (+9.19%) Land $407,000 Building $1,196,787
2024	$14,304.00 (+1.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$959,404 (+3%)	$1,468,838 (+4.37%) Land $388,000 Building $1,080,838
2023	$14,102.00 (+1.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$931,460 (+3%)	$1,407,403 (+21.33%) Land $388,000 Building $1,019,403
2022	$13,897.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$904,330	$1,159,992 Land $352,800 Building $807,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	954 units insured incl. 660 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20