449 Ocean Grove Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 449 Ocean Grove Cir, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,707 sqft · built 2007
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$960,000 (Feb 2018)
Tax Bill$14,032 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN174191-2190

Property Details

APN / Parcel Number

Primary APN174191-2190

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories2 Stories
Building Area3,707 sqft Living Area
Gross Area4,390 sqft
1st Floor Area1,449 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area683 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchFinished/Open Porch
Porch Area1,383 sqft
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address449 OCEAN GROVE CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-8723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description36/34-39 SEA COLONY UNIT 2 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK B LOT 19 OR4498/1534
Legal Range30E
Legal Township08S
Legal Section03
Legal SubdivisionSEA COLONY UNIT 2 OF THE BEACH CLUB AT A
Legal BlockB
Legal Lot Number19
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2001
Census Tract21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address449 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 2, 2018Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2018 · Amount on Record
Deed SaleFeb 2, 2018 · Amount on Record
Prior SaleJul 18, 2000 · Amount on Record
Deed Document Number20187552
Deed Book / Page4498 / 1534
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address449 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723

Mortgage

Document Number0051000193
DateNov 16, 2020
Book Page5100/193
Instrument2020103757
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 9, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 2, 2018
Property Address449 OCEAN GROVE CIR, SAINT AUGUSTINE, FL 32080-8723
Document Number0044981534
Book / Page004498 / 001534
Instrument DateFeb 2, 2018
Instrument7552
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyPARADISE TITLE/STATE AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,720.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address449 OCEAN GROVE CIR ST AUGUSTINE FL 320808723, ST AUGUSTINE, FL 32080-8723

Mortgage

Document Number44981536
DateFeb 2, 2018
Book Page004498/001536
Instrument7553
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$908,695 (+2.7%)$1,546,240 (-2.49%) Land $407,000 Building $1,139,240
2025$14,032.00 (+8.54%) Homeowner's exemption$884,805 (+2.9%)$1,585,659 (+9%) Land $407,000 Building $1,178,659
2024$12,928.00 (+1.99%) Homeowner's exemption$859,869 (+3%)$1,454,764 (+4.18%) Land $388,000 Building $1,066,764
2023$12,676.00 (+1.46%) Homeowner's exemption$834,824 (+3%)$1,396,367 (+20.24%) Land $388,000 Building $1,008,367
2022$12,493.00 Homeowner's exemption$810,509$1,161,318 Land $352,800 Building $808,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies954 units insured
incl. 660 condo units
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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