445 Mount Herman Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 445 Mount Herman Rd, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,886 sqft · built 1966
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (May 2023)
Tax Bill$1,623 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03 54 1 15

Property Details

APN / Parcel Number

Primary APN03 54 1 15
Alternative APNs
  • 165452
  • 177495

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,886 sqft Heated Area
Gross Area4,804 sqft
1st Floor Area1,886 sqft
Basement Area1,886 sqft
Unfinished Basement1,886 sqft
FlooringHardwood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area52,272 sqft (1.2 acres)
Garage TypeFinished
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area548 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number177495
Street Address445 MOUNT HERMAN RD
CityHUDSON
StateNC
Zip28638-8784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2082 PG 1692 YR 2023 ST 450.00
Legal SubdivisionON THAT PLAT
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group3
Census Block3018
Census Tract30600

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 MOUNT HERMAN RD, HUDSON, NC 28638-8784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2023 · Amount on Record
Deed SaleMay 1, 2023 · Amount on Record
Deed Document Number202310083962
Deed Book / Page2082 / 1692
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateMay 1, 2023
Property Address445 MOUNT HERMAN RD, HUDSON, NC 28638-8784
Document Number0020821692
Book / Page2082 / 1692
Map ReferenceMB 39 PG 15
Instrument DateMay 1, 2023
Instrument10083962
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address453 MOUNT HERMAN RD, HUDSON, NC 28638-8784

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 MOUNT HERMAN RD, HUDSON, NC 28638-8784

Mortgage

Document Number0020821694
DateMay 1, 2023
Book Page2082/1694
Instrument10083963
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,623.00 (-20.48%)$258,800 (-) Land $18,900 Building $239,900
2025$2,041.00 (+23.62%)$258,800 (+21.45%) Land $18,900 Building $239,900$258,800 (+21.45%) Land $18,900 Building $239,900
2023$213,100 (-) Land $55,100 Building $158,000$213,100 (-) Land $55,100 Building $158,000
2022$1,651.00$213,100 Land $55,100 Building $158,000$213,100 Land $55,100 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Mount Herman Rd

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