444 Mount Herman Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 444 Mount Herman Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,282 sqft · built 1966
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2023)
Tax Bill	$3,814 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03 89 1 3`

Property Details

APN / Parcel Number

Primary APN	`03 89 1 3`
Alternative APNs	`167891` `178724`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,282 sqft Heated Area
Gross Area	5,420 sqft
1st Floor Area	2,282 sqft
Basement Area	2,082 sqft
Finished Basement	1,036 sqft
Unfinished Basement	1,046 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	522,720 sqft (12 acres)
Garage Type	Mixed
Garage Area	1,988 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,148 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178724
Street Address	444 MOUNT HERMAN RD
City	HUDSON
State	NC
Zip	28638-8784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2093 PG 2106 YR 23 ST 1150.00
Legal Subdivision	BOUNDARY & MINOR SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2000
Census Tract	30600

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	444 MOUNT HERMAN RD, HUDSON, NC 28638-8784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 19, 2019	Warranty Deed, Transfer · Conventional with PMI CERTAINTY HM LNS LLC
Aug 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	202310088990
Deed Book / Page	2093 / 2106
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 29, 2023
Property Address	444 MOUNT HERMAN RD, HUDSON, NC 28638-8784
Document Number	0020932106
Book / Page	2093 / 2106
Map Reference	MB 35 PG 190
Instrument Date	Sep 25, 2023
Instrument	10088990
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 BARNES CT, GRANITE FALLS, NC 28630-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	444 MOUNT HERMAN RD, HUDSON, NC 28638-8784

Mortgage

Document Number	0010088991
Date	Sep 29, 2023
Instrument	10088991

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	444 MOUNT HERMAN RD, HUDSON, NC 28638-8784
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020311267
Date	Aug 23, 2021
Book Page	2031/1267
Instrument	10061688

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 18, 2020
Property Address	444 MOUNT HERMAN RD, HUDSON, NC 28638-8784
Document Number	0010041382
Book / Page	001981 / 001907
Instrument Date	Feb 17, 2020
Instrument	10041382
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 HICKMAN AVE HUDSON NC 286382450, HUDSON, NC 28638-2450

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 19, 2019
Property Address	444 MOUNT HERMAN RD, HUDSON, NC 28638-8784
Document Number	0010039671
Book / Page	001978 / 000485
Instrument Date	Dec 19, 2019
Instrument	10039671
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	444 MOUNT HERMAN RD HUDSON NC 286388784, HUDSON, NC 28638-8784

Mortgage

Document Number	10039672
Date	Dec 19, 2019
Book Page	001978/000488
Instrument	10039672

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 30, 2019
Property Address	444 MOUNT HERMAN RD, HUDSON, NC 28638-8784
Document Number	0010036290
Book / Page	001970 / 001545
Instrument Date	Aug 29, 2019
Instrument	10036290
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1226 HICKORY BLVD SW LENOIR NC 286456461, LENOIR, NC 28645-6461

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,814.00 (-20.85%)	$614,900 (-) Land $99,200 Building $515,700
2025	$4,819.00 (+88.1%)	$614,900 (+85.04%) Land $99,200 Building $515,700	$614,900 (+85.04%) Land $99,200 Building $515,700
2023		$332,300 (-) Land $80,500 Building $251,800	$332,300 (-) Land $80,500 Building $251,800
2022	$2,562.00	$332,300 Land $80,500 Building $251,800	$332,300 Land $80,500 Building $251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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