Caldwell County property record for 405 Mount Herman Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1940 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jan 2021) |
| Tax Bill | $702 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 54 1 12 |
| Primary APN | 03 54 1 12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| Gross Area | 1,621 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 118,919 sqft (2.73 acres) |
| Garage Area | 1 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 289 sqft |
| Shed | 1 Shed |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 170424 |
|---|---|
| Street Address | 405 MOUNT HERMAN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-8784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2008 PG 1424 YR 2021 ST 110.00 |
| Legal Subdivision | MINOR SUBDIVISION |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 30600 |
405 Mount Herman Rd is owned and occupied by an individual who bought it in January 2021.
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Deed Document Number | 202110052368 |
| Deed Book / Page | 2008 / 1424 |
| Prior Transfer Date | Dec 31, 2012 |
| Prior Transfer Doc | 1811000527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 8, 2021 |
| Property Address | 405 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Document Number | 0010052368 |
| Book / Page | 002008 / 001424 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 10052368 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 ANTELOPE RUN BOONE NC 286078020, BOONE, NC 28607-8020 |
| Document Number | 10052369 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 002008/001426 |
| Instrument | 10052369 |
| Name | JAMES L & TRUDY D SMITH |
|---|---|
| Address | 4550 LORETTA LN, LENOIR, NC 28645 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 7, 2036 |
The 2026 property tax bill for 405 Mount Herman Rd was $702, down 20.4% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702.00 (-20.41%) | $110,100 (-) Land $37,300 Building $72,800 | |
| 2025 | $882.00 | $110,100 Land $37,300 Building $72,800 | $110,100 Land $37,300 Building $72,800 |
| 2023 | $51,100 (-) Land $31,800 Building $19,300 | $51,100 (-) Land $31,800 Building $19,300 | |
| 2022 | $413.00 | $51,100 Land $31,800 Building $19,300 | $51,100 Land $31,800 Building $19,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Mount Herman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Mount Herman Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon.
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