Caldwell County property record for 463 Mount Herman Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,679 sqft · built 2020 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,271 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 54 1 23A |
| Primary APN | 03 54 1 23A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,679 sqft Heated Area |
| Gross Area | 2,840 sqft |
| 1st Floor Area | 1,679 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Finished |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 200 sqft |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 167251 |
|---|---|
| Street Address | 463 MOUNT HERMAN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-8784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1973 PG 760 YR 2019 ST 0.00 |
| Legal Subdivision | DOUGLAS E KIRBY AND WIFE KAREN C KIRBY |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 30600 |
463 Mount Herman Rd is owned and occupied by two individuals who acquired it in October 2019.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 463 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2019 |
| Transfer Doc | 0019730760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 463 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0020530559 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 2053/559 |
| Instrument | 10070890 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GRANITE FALLS, NC 28630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 463 MOUNT HERMAN RD, HUDSON, NC 28638-8784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020410850 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 2041/850 |
| Instrument | 10065803 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 463 Mount Herman Rd was $2,271, down 4.7% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,271.00 (-4.74%) | $364,700 (-) Land $19,700 Building $345,000 | |
| 2025 | $2,384.00 (+35.07%) | $364,700 Land $19,700 Building $345,000 | $364,700 Land $19,700 Building $345,000 |
| 2024 | $1,765.00 | ||
| 2023 | $223,400 (-) Land $17,900 Building $205,500 | $223,400 (-) Land $17,900 Building $205,500 | |
| 2022 | $1,730.00 | $223,400 Land $17,900 Building $205,500 | $223,400 Land $17,900 Building $205,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 463 Mount Herman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 463 Mount Herman Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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