Monterey County property record for 445 Cortes St, Monterey, CA 93940
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 1 ba · 1,553 sqft · built 1930 |
| Lot Size | 0.092 acres (4,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $321,000 (Jul 2009) |
| Tax Bill | $4,906 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-713-003-000 |
| Primary APN | 001-713-003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,553 sqft Total Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Bungalow |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 4,011 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 445 CORTES ST |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-3006 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SEVERANCE BLK BK OF MONTEREY PG 28B LOT 1 BLK F |
| Legal Subdivision | MONTEREY |
| Legal Block | F |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 12700 |
Source: Monterey County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 751 AIRPORT RD, MONTEREY, CA 93940-5421 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2009 · Amount on Record |
| Deed Sale | Jul 24, 2009 · Amount on Record |
| Prior Sale | Jul 24, 2009 · Amount on Record |
| Deed Document Number | 0000047180 |
| Last Transfer Date | Sep 19, 2018 |
| Transfer Doc | 0000041504 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 19, 2018 |
| Property Address | 445 CORTES ST, MONTEREY, CA 93940-3006 |
| Document Number | 0000041504 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 41504 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 751 AIRPORT RD MONTEREY CA 939405421, MONTEREY, CA 93940-5421 |
Source: Monterey County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,906.00 (+11.2%) | $414,337 (+4.04%) Land $322,697 Building $91,640 |
| 2023 | $4,412.00 (+1.4%) | $398,250 Land $310,167 Building $88,083 |
| 2022 | $4,351.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Verizon.
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