481 Cortes St, Monterey, CA 93940 Property Records

Monterey County property record for 481 Cortes St, Monterey, CA 93940

Property Summary

Property Type	Medical Building
Details	6 bd · 3 ba · 2,949 sqft · built 1948
Lot Size	0.075 acres (3,290 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Jul 2021)
Tax Bill	$10,725 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-714-002-000`

Property Details

APN / Parcel Number

Primary APN	`001-714-002-000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,949 sqft Total Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Other
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,290 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	481 CORTES ST
City	MONTEREY
State	CA
Zip	93940-3034
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	SEVERANCE BLK BK OF MONTEREY PG 28B LOT 2 BLK I
Legal Subdivision	ROBINSONS
Legal Block	I
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2047
Census Tract	12700

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	481 CORTES ST, MONTEREY, CA 93940-3034
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Jul 15, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Nov 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Nov 5, 2018
Deed Document Number	2021048388
Record Updated	Jun 7, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	481 CORTES ST, MONTEREY, CA 93940-3034
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031062
Date	Jul 16, 2018
Instrument	2018031062

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	PHOENIX, AZ 85003

Agreement

Amount	Amount Recorded

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 15, 2021
Property Address	481 CORTES ST, MONTEREY, CA 93940-3034
Document Number	0000048388
Map Reference	MB 1 PG 30
Instrument Date	Jul 12, 2021
Instrument	2021048388
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 CORTES ST, MONTEREY, CA 93940-3034

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 5, 2018
Property Address	481 CORTES ST, MONTEREY, CA 93940-3034
Document Number	0000050955
Instrument Date	Oct 26, 2018
Instrument	50955
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	481 CORTES ST MONTEREY CA 939403034, MONTEREY, CA 93940-3034

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,725.00 (+12%)	$902,026 (+4.04%) Land $610,194 Building $291,832
2023	$9,576.00 (+1.39%)	$867,000 Land $586,500 Building $280,500
2022	$9,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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