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426 Cortes St, Monterey, CA 93940 Property Records

Monterey County property record for 426 Cortes St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,136 sqft · built 1925
Lot Size0.46 acres (2,023 sqft)
OwnerCompany Name on Record
Last Sale$811,000 (Aug 2018)
Tax Bill$5,041 (2025)
Deeds & MortgagesFeb 2020 Sale
Feb 2020 Sale
+ 5 more
Flood ZoneZone X (moderate risk)
APN001-712-008-000

Property Details

APN / Parcel Number

Primary APN001-712-008-000
Alternative APN
  • 001-712-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area1,136 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleCustom Design
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area2,023 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number001-712-008
Street Address426 CORTES ST
CityMONTEREY
StateCA
Zip93940-3007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEVERANCE MAP NLY 1/2 OF L 10 BLK E & R-W OVER NLY 20 FT OF L 12 & 14
Legal SubdivisionMONTEREY
Legal BlockE,R-W
Legal Lot Number10
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2025
Census Tract12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address855 PACIFIC ST, MONTEREY, CA 93940-4445
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2020Grant Deed, Transfer
OLD REPUBLIC TITLE
Feb 28, 2020Grant Deed, Transfer
OLD REPUBLIC TITLE
Feb 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 30, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FREMONT BANK
Sep 30, 2019Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 13, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleJul 14, 2004 · Amount on Record
Deed Document Number201835523
Last Transfer DateFeb 27, 2020
Transfer Doc0000010286
Record UpdatedOct 29, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateFeb 28, 2020
Property Address426 CORTES ST, MONTEREY, CA 93940-3007
Document Number0000010288
Instrument DateFeb 27, 2020
Instrument10288
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address426 CORTES ST MONTEREY CA 939403007, MONTEREY, CA 93940-3007

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateFeb 28, 2020
Property Address426 CORTES ST, MONTEREY, CA 93940-3007
Document Number0000010285
Instrument DateFeb 27, 2020
Instrument10285
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address855 PACIFIC ST MONTEREY CA 939404445, MONTEREY, CA 93940-4445

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateFeb 28, 2020
Property Address426 CORTES ST, MONTEREY, CA 93940-3007
Document Number0000010286
Map ReferenceVOL 85 PG 350
Instrument DateFeb 27, 2020
Instrument2020010286
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 PACIFIC ST, MONTEREY, CA 93940-4445

Mortgage

Document Number0000010287
DateFeb 28, 2020
Instrument2020010287
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateDec 23, 2019
Property Address426 CORTES ST, MONTEREY, CA 93940-3007
Document Number0000061228
Instrument DateDec 17, 2019
Instrument61228
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address426 CORTES ST MONTEREY CA 939403007, MONTEREY, CA 93940-3007

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateSep 30, 2019
Property Address426 CORTES ST, MONTEREY, CA 93940-3007
Document Number0000043263
Map ReferenceVOL 85 PG 350
Instrument DateAug 8, 2019
Instrument2019043263
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 PACIFIC ST, MONTEREY, CA 93940-4445

Mortgage

Document Number0000043264
DateSep 30, 2019
Instrument2019043264
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate9.5%

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateSep 30, 2019
Property Address426 CORTES ST, MONTEREY, CA 93940-3007
Document Number0000043262
Instrument DateAug 8, 2019
Instrument43262
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address855 PACIFIC ST MONTEREY CA 939404445, MONTEREY, CA 93940-4445

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateAug 13, 2018
Property Address426 CORTES ST, MONTEREY, CA 93940-3007
Document Number0000035523
Instrument DateAug 4, 2018
Instrument35523
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$892.10
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address855 PACIFIC ST #A MONTEREY CA 939404445, A, MONTEREY, CA 93940-4445

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$422,129 (+2%) Land $194,566 Building $227,563
2025$5,041.00 (+8.55%)$413,852 (+4.04%) Land $190,751 Building $223,101
2024$4,644.00 (+5.79%)
2023$4,390.00 (+1.39%)$397,784 Land $183,345 Building $214,439
2022$4,330.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1998–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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