FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
476 CORTES ST, MONTEREY, CA 93940-3069
Mortgage
Document Number
0000020598
Date
Mar 19, 2021
Instrument
2021020598
Lender
Name
AMERICAN FINANCIAL NETWORK INC
Type
Funding / Finance Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2051
March 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
MONTEREY CA
Recording Date
Mar 19, 2021
Property Address
476 CORTES ST, MONTEREY, CA 93940-3069
Document Number
0000020599
Instrument Date
Mar 12, 2021
Instrument
2021020599
Transaction Type
Transfer
Record Updated
Aug 19, 2021
Title Company
ACCOMODATION, ACCOMMODATION
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
476 CORTES ST, MONTEREY, CA 93940-3069
July 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
MONTEREY CA
Recording Date
Jul 2, 2020
Property Address
476 CORTES ST, MONTEREY, CA 93940-3069
Document Number
0000031962
Instrument Date
Jul 2, 2020
Instrument
31962
Transaction Type
Transfer
Record Updated
Jul 20, 2020
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
855 PACIFIC ST #A MONTEREY CA 939404445, A, MONTEREY, CA 93940-4445
June 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
MONTEREY CA
Recording Date
Jun 19, 2020
Property Address
476 CORTES ST, MONTEREY, CA 93940-3069
Document Number
0000029469
Instrument Date
Jun 12, 2020
Instrument
29469
Transaction Type
Transfer
Record Updated
Jul 1, 2020
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$103.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
855 PACIFIC ST #A MONTEREY CA 939404445, A, MONTEREY, CA 93940-4445
December 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
MONTEREY CA
Recording Date
Dec 20, 2017
Property Address
476 CORTES ST, MONTEREY, CA 93940-3069
Document Number
0000070126
Instrument Date
Dec 13, 2017
Instrument
70126
Transaction Type
Transfer
Record Updated
Jan 22, 2018
Title Company
OLD REPUBLIC TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,386.00
Amount Accuracy
Full Value
Additional
Arm's Length
Partial Interest
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
855 PACIFIC ST #A MONTEREY CA 939404445, A, MONTEREY, CA 93940-4445
Mortgage
Document Number
70127
Date
Dec 20, 2017
Instrument
70127
Lender
Name
AMERICAN FIN'L NETWORK
Type
Funding / Finance Company
Address
BREA, CA 92821
Agreement
Amount
Amount on Record
Term
360 Months
Due
Dec 19, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 476 Cortes St was $16,748, up 8.3% from the year before.
Source: Monterey County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
Monterey County
Municipality
Monterey City
Unified School District
Monterey Peninsula Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,462,333 (+2%)Land $696,349Building $765,984
2025
$16,748.00 (+8.28%)
$1,433,661Land $682,696Building $750,965
2024
$15,467.00 (+2.59%)
2023
$15,077.00 (+1.39%)
$1,377,992Land $656,187Building $721,805
2022
$14,871.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 476 Cortes St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
3 (1998–2022)
Claims Outside the SFHA
1 of 3
Most Recent Claim
Jan 2022 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 476 Cortes St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source
Groundwater influenced by surface water
Last State Inspection
Aug 2024
Lead
1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Razzolink Fixed Wireless
500 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area
100 / 20
May also be available: Astound Broadband, GeoLinks, Verizon.