445 Bluff St, Dubuque, IA 52001 Property Records

Dubuque County property record for 445 Bluff St, Dubuque, IA 52001 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,384 sqft · built 1896
Lot Size0.209 acres (9,128 sqft)
OwnerIndividual Name on File
Tax Bill$2,448 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Apr 2023 Assignment
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-25-213-018

Property Details

APN / Parcel Number

Primary APN10-25-213-018

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,384 sqft Living Area
1st Floor Area1,122 sqft
Upper Floors Area1,122 sqft

Exterior

Year BuiltBuilt 1896
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,128 sqft (0.209 acres)
Lot Dimensions118 ft deep x 65 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck Area270 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address445 BLUFF ST
CityDUBUQUE
StateIA
Zip52001-6924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 COPPERHEAD PLACE
Legal SubdivisionLINCOLN
Legal Lot Number2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2002
Census Tract702

Owner

Source: Dubuque County records · APN 10-25-213-018

Assessment roll updated May 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address399 SINSINAWA AVE, EAST DUBUQUE, IL 61025-1222
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2023Deed of Trust, Mortgage · Line of Credit
COLLINS COMMUNITY CU
Apr 06, 2023Assignment of Agreement of Sale, Transfer
ACCOMODATION, ACCOMMODATION
Dec 20, 2022Contract Sale, Transfer · Land Contract
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2022
Deed SaleDec 14, 2022
Deed Document Number0002215210
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address445 BLUFF ST, DUBUQUE, IA 52001-6924
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 2ND ST SE 370, 370, CEDAR RAPIDS, IA 52401-1818
InvestorPossibly a Property Investor

Mortgage

Document Number0000002886
DateApr 06, 2023
Instrument2023-00002886
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 31, 2053
Interest
Rate TypeAdjustable Rate

April 2023: Assignment of Agreement of Sale, Transfer

Document TypeAssignment of Agreement of Sale
JurisdictionDUBUQUE IA
Recording DateApr 06, 2023
Property Address445 BLUFF ST, DUBUQUE, IA 52001-6924
Document Number0000002887
Instrument DateMar 31, 2023
Instrument2023-00002887
Transaction TypeTransfer
Record UpdatedOct 12, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 2ND ST SE STE 370, 370, CEDAR RAPIDS, IA 52401-1818

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 2ND ST SE STE 370, 370, CEDAR RAPIDS, IA 52401-1818

December 2022: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionDUBUQUE IA
Recording DateDec 20, 2022
Property Address445 BLUFF ST, DUBUQUE, IA 52001-6924
Document Number0000015069
Instrument DateDec 14, 2022
Instrument2022-00015069
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 BLUFF ST, DUBUQUE, IA 52001-6924

Mortgage

DateDec 20, 2022
Lender
NameNOT AVAILABLE
Agreement
TypeLand Contract
AmountAmount Recorded
Term1 Months
DueJan 01, 2023
Interest
Rate10%

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$158,500 (-6.93%) Land $29,400 Building $129,100$158,500 (-6.93%) Land $29,400 Building $129,100
2024$2,448.00 (-42.48%)
2023$170,300 (-31.01%) Land $29,400 Building $140,900$170,300 (-31.01%) Land $29,400 Building $140,900
2022$4,256.00$246,840 Land $29,440 Building $217,400
2021$246,840 Land $29,440 Building $217,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cathedral Historic District
listed 1985 · 97 contributing resources · NRIS 85002501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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