432 Bluff St, Dubuque, IA 52001 Property Records

Dubuque County property record for 432 Bluff St, Dubuque, IA 52001

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,152 sqft · built 1890
Lot Size0.056 acres (2,462 sqft)
OwnerCompany Name on Record
Last Sale$56,400 (Jun 1998)
Tax Bill$2,314 (2024)
Flood ZoneZone X (minimal risk)
APN10-25-214-006

Property Details

APN / Parcel Number

Primary APN10-25-214-006

Interior

Stories3 Stories
Building Area3,152 sqft Gross Area
1st Floor Area880 sqft
Basement Area880 sqft

Exterior

Year BuiltBuilt 1890
Exterior MaterialBrick
Roof MaterialUrethane Foam
Lot Area2,462 sqft (0.056 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchPorch
Deck Area2 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address432 BLUFF ST
CityDUBUQUE
StateIA
Zip52001-6923
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCI
Legal DescriptionS 1/3 OF CITY LOT 134
Legal SubdivisionDUBUQUE
Legal Lot Number134
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2009
Census Tract100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cathedral Historic District
listed 1985 · 97 contributing resources · NRIS 85002501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address453 W 4TH ST, DUBUQUE, IA 52001-6962
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 1998 · Amount on Record
Deed SaleJun 19, 1998 · Amount on Record
Deed Document Number00D-006019
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$186,900 (+16.09%) Land $19,900 Building $167,000$186,900 (+16.09%) Land $19,900 Building $167,000
2024$2,314.00 (+8.43%)
2023$161,000 (+30.04%) Land $17,700 Building $143,300$161,000 (+30.04%) Land $17,700 Building $143,300
2022$2,134.00$123,810 Land $17,730 Building $106,080
2021$123,810 Land $17,730 Building $106,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on Bluff St

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