Dubuque County property record for 441 Bluff St, Dubuque, IA 52001 · Last verified October 2025
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 1896 |
| Square Footage | 2,382 sqft Gross Area |
| Lot Size | 2,993 sqft (0.068 acres) |
| Last Sale | $280,000 (2020) |
| Tax Bill | $1,866.00 (2024) |
| Primary APN | 10-25-213-038 |
|---|
| Building Area | 2,382 sqft Gross Area |
|---|---|
| 1st Floor | 1,191 sqft 1st Floor |
| Basement Area | 1,191 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1896 |
|---|---|
| Lot Area | 2,993 sqft (0.068 acres) |
| Depth X Width | 162 ft x 18 ft Depth x Width |
| Porch | Porch |
| Street Address | 441 BLUFF ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-6924 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 1 COPPERHEAD PLACE #2 |
| Legal Subdivision | COPPERHEAD PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Minor Civil Division | DUBUQUE |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 702 |
Source: Dubuque County records · APN 10-25-213-038
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 937, DUBUQUE, IA 52004-0937 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Mar 19, 2018 | Deed of Trust, Mortgage US BANK NA |
| Jan 22, 2020 | Warranty Deed, Transfer MIDWESTONE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on Record |
| Deed Sale | Jan 16, 2020 · Amount on Record |
| Deed Doc Number | 0000020766 |
| Deed Book / Page | 20 / 766 |
| Last Transfer Date | Jan 22, 2020 |
| Transfer Doc | 0000000766 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 441 BLUFF ST, DUBUQUE, IA 52001-6924 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002651 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018-00002651 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54901 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jan 22, 2020 |
| Property Address | 441 BLUFF ST, DUBUQUE, IA 52001-6924 |
| Document Number | 0000000766 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 766 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 461 WINONA ST DUBUQUE IA 520016555, DUBUQUE, IA 52001-6555 |
| Document Number | 897 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 897 |
| Name | MIDWESTONE BK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 21, 2040 |
Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,900 (+27.04%) Land $24,200 Building $140,700 | $164,900 (+27.04%) Land $24,200 Building $140,700 | |
| 2024 | $1,866.00 (+6.39%) | ||
| 2023 | $129,800 (+27.5%) Land $10,500 Building $119,300 | $129,800 (+27.5%) Land $10,500 Building $119,300 | |
| 2022 | $1,754.00 | $101,800 Land $10,520 Building $91,280 | |
| 2021 | $101,800 Land $10,520 Building $91,280 |
441 Bluff St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Dubuque County (19061C), updated August 9, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Cathedral Historic District listed 1985 · 97 contributing resources · NRIS 85002501 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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