Dubuque County property record for 425 Bluff St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,037 sqft · built 1896 |
| Lot Size | 0.055 acres (2,412 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Jan 2020) |
| Tax Bill | $1,870 (2024) |
| Deeds & Mortgages | Mar 2018 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-213-040 |
| Primary APN | 10-25-213-040 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,037 sqft Living Area |
| 1st Floor Area | 1,191 sqft |
| Attic Area | 655 sqft |
| Basement Area | 1,191 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Other |
| Construction Type | Brick |
| Lot Area | 2,412 sqft (0.055 acres) |
| Lot Dimensions | 162 ft deep x 14 ft wide |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 1025213025 |
|---|---|
| Street Address | 425 BLUFF ST |
| City | DUBUQUE |
| State | IA |
| Zip | 52001-6924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 3 COPPERHEAD PLACE #2 |
| Legal Subdivision | LINCOLN |
| Legal Lot Number | 3 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cathedral Historic District listed 1985 · 97 contributing resources · NRIS 85002501 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 937, DUBUQUE, IA 52004-0937 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 19, 2018 | Deed of Trust, Mortgage US BANK NA |
| Jan 22, 2020 | Deed of Trust, Mortgage MIDWESTONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on Record |
| Deed Sale | Jan 31, 2020 · Amount on Record |
| Deed Document Number | 0000020766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 425 BLUFF ST, DUBUQUE, IA 52001-6924 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002651 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018-00002651 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54901 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 425 BLUFF ST, DUBUQUE, IA 52001-6924 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000897 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020-00000897 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52004 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Feb 17, 2040 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,500 (+6.46%) Land $8,500 Building $130,000 | $138,500 (+6.46%) Land $8,500 Building $130,000 | |
| 2024 | $1,870.00 (+15.01%) | ||
| 2023 | $130,100 (+38.02%) Land $8,500 Building $121,600 | $130,100 (+38.02%) Land $8,500 Building $121,600 | |
| 2022 | $1,626.00 | $94,260 Land $8,480 Building $85,780 | |
| 2021 | $94,260 Land $8,480 Building $85,780 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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