Orange County property record for 445 Ave Crespi, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,298 sqft · built 1976 |
| Lot Size | 0.147 acres (6,416 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,000,000 (Apr 2022) |
| Tax Bill | $23,969 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Apr 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-052-03 |
| Primary APN | 060-052-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| 1st Floor Area | 2,298 sqft |
| Basement Area | 2,204 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 6,416 sqft (0.147 acres) |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 445 AVENIDA CRESPI |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 938 BLK LOT 3 |
| Legal Subdivision | TRACT NO 938 |
| Legal Tract | 938 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 42114 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3405 S EL CAMINO REAL, A, SAN CLEMENTE, CA 92672-1431 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 27, 2022 | Intrafamily Transfer, Transfer |
| Apr 4, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Apr 4, 2022 | Grant Deed, Transfer · Conventional Mortgage JC FINANCIAL SOLUTIONS INC |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jul 15, 2020 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on Record |
| Deed Sale | Apr 4, 2022 · Amount on Record |
| Prior Sale | Jan 15, 1998 · Amount on Record |
| Deed Document Number | 2022129078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 27, 2022 |
| Property Address | 445 AVENIDA CRESPI, SAN CLEMENTE, CA 92672-3331 |
| Document Number | 0000160001 |
| Map Reference | MB 29 PG 22-25 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022000160001 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3405 S EL CAMINO REAL APT A, A, SAN CLEMENTE, CA 92672-1431 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 4, 2022 |
| Property Address | 445 AVENIDA CRESPI, SAN CLEMENTE, CA 92672-3331 |
| Document Number | 0000129077 |
| Map Reference | MB 29 PG 22-25 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022000129077 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3405 S EL CAMINO REAL APT A, A, SAN CLEMENTE, CA 92672-1431 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 4, 2022 |
| Property Address | 445 AVENIDA CRESPI, SAN CLEMENTE, CA 92672-3331 |
| Document Number | 0000129078 |
| Map Reference | MB 29 PG 22-25 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022000129078 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3405 S EL CAMINO REAL APT A, A, SAN CLEMENTE, CA 92672-1431 |
| Document Number | 0000129079 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022000129079 |
| Name | JC FINANCIAL SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 445 AVENIDA CRESPI, SAN CLEMENTE, CA 92672-3331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 445 AVENIDA CRESPI, SAN CLEMENTE, CA 92672-3331 |
| Document Number | 0000628171 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021000628171 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 445 AVENIDA CRESPI, SAN CLEMENTE, CA 92672-3331 |
| Document Number | 0000388656 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 445 AVENIDA CRESPI SAN CLEMENTE CA 926723331, SAN CLEMENTE, CA 92672-3331 |
| Document Number | 0000388656 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 388656 |
| Name | CALIFORNIA BK&TR |
|---|---|
| Type | Bank |
| Address | SAN JUAN CAPISTRANO, CA 92675 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,684,935 (+13.07%) Land $1,857,465 Building $827,470 | |
| 2025 | $23,969.00 (+16.23%) | $2,374,670 (+16.41%) Land $1,821,044 Building $553,626 |
| 2023 | $20,622.00 (+241.88%) | $2,040,000 Land $1,750,331 Building $289,669 |
| 2022 | $6,032.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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