Osceola County property record for 4449 Rummell Rd, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,623 sqft · built 1978 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Owner Name on File |
| Last Sale | $485,000 (May 2005) |
| Tax Bill | $5,171 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 3625304620000A0200 |
| Primary APN | 3625304620000A0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,623 sqft Heated Area |
| Gross Area | 3,604 sqft |
| 1st Floor Area | 2,623 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Dimensions | 480 ft deep x 127 ft wide |
| Garage Type | Detached - Finished |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 49 sqft |
| Patio Area | 340 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 76444 |
|---|---|
| Street Address | 4449 RUMMELL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OSCEOLA SHORES PB 1 PG 320-A BLK A LOT 20 |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 36 |
| Legal Subdivision | OSCEOLA SHORES |
| Legal Tract | 4620 |
| Legal Block | A |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 43600 |
Source: Osceola County records · APN 3625304620000A0200
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4449 RUMMELL RD, SAINT CLOUD, FL 34769-1700 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2005 · Amount on Record |
| Deed Sale | May 11, 2005 · Amount on Record |
| Prior Sale | Jul 30, 2003 · Amount on Record |
| Deed Document Number | 2005110619 |
| Deed Book / Page | 2776 / 2750 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,171.00 (+6.86%) Homeowner's exemption | $362,681 (+5.99%) | $427,400 (+2.44%) Land $140,400 Building $287,000 |
| 2023 | $4,839.00 (+3.89%) Homeowner's exemption | $342,195 (+3%) | $417,200 (+10.72%) Land $140,400 Building $276,800 |
| 2022 | $4,658.00 Homeowner's exemption | $332,229 | $376,800 Land $140,400 Building $236,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force 133 of 148 on primary residences |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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