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4446 Rummell Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4446 Rummell Rd, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,694 sqft · built 1992
Lot Size0.253 acres (11,020 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jun 2015)
Tax Bill$3,189 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone AE (high risk)
APN01-26-30-4920-000A-0240

Property Details

APN / Parcel Number

Primary APN01-26-30-4920-000A-0240
Alternative APNs
  • 2630014920000A0240
  • 80990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,694 sqft Living Area
Gross Area2,495 sqft
1st Floor Area1,694 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,020 sqft (0.253 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area28 sqft
PorchFlorida Room
Porch Area318 sqft
Deck Area353 sqft
Boat House240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4446 RUMMELL RD
CitySAINT CLOUD
StateFL
Zip34769-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUNNYMEDE SHORES PB 1 PG 383 BLK A LOT 24
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionRUNNYMEDE SHORES
Legal Tract4920
Legal BlockA
Legal Lot Number24
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2028
Census Tract43600

Owner

Source: Osceola County records · APN 01-26-30-4920-000A-0240

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4446 RUMMELL RD, SAINT CLOUD, FL 34769-1704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2015 · Amount on Record
Deed SaleJun 04, 2015 · Amount on Record
Deed Document Number201578546
Deed Book / Page4788 / 406
Last Transfer DateJun 25, 2018
Transfer Doc0053591712
Record UpdatedJun 08, 2026

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 29, 2018
Property Address4446 RUMMELL RD, SAINT CLOUD, FL 34769-1704
Document Number0053591712
Book / Page005359 / 001712
Instrument DateJun 25, 2018
Instrument10815
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyWORLDWIDE RECORDING INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4446 RUMMELL RD ST CLOUD FL 347691704, ST CLOUD, FL 34769-1704

Mortgage

Document Number53591714
DateJun 29, 2018
Book Page005359/001714
Instrument100816
Lender
NameMONEY SOURCE (NY) INC
AddressMELVILLE, NY 11747
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,189.00 (+3.54%) Homeowner's exemption$221,095 (+5.99%)$394,900 (+8.01%) Land $69,600 Building $325,300
2024$3,080.00 (+2.74%)
2023$2,998.00 (+3.74%) Homeowner's exemption$208,606 (+3%)$365,600 (+17.67%) Land $64,200 Building $301,400
2022$2,890.00 Homeowner's exemption$202,531$310,700 Land $48,200 Building $262,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 148 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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