4440 Rummell Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4440 Rummell Rd, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,096 sqft · built 1989
Lot Size	0.251 acres (10,933 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2024)
Tax Bill	$3,986 (2025)
Deeds & Mortgages	Dec 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`01-26-30-4920-000A-0220`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-4920-000A-0220`
Alternative APNs	`2630014920000A0220` `80988`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,096 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,933 sqft (0.251 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	336 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4440 RUMMELL RD
City	SAINT CLOUD
State	FL
Zip	34769-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUNNYMEDE SHORES PB 1 PG 383 BLK A LOT 22
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	RUNNYMEDE SHORES
Legal Tract	4920
Legal Block	A
Legal Lot Number	22
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2028
Census Tract	43600

Owner

Source: Osceola County records · APN 01-26-30-4920-000A-0220

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4440 RUMMELL RD, SAINT CLOUD, FL 34769-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	2024107332
Deed Book / Page	6651 / 1607
Prior Transfer Date	Dec 08, 2017
Prior Transfer Doc	0052532051
Record Updated	Jun 08, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 14, 2017
Property Address	4440 RUMMELL RD, SAINT CLOUD, FL 34769-1704
Document Number	0052532051
Book / Page	005253 / 002051
Instrument Date	Dec 08, 2017
Instrument	177540
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4440 RUMMELL RD ST CLOUD FL 347691704, ST CLOUD, FL 34769-1704

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,986.00 (+265.35%)	$265,600 (+164.45%) Land $69,600 Building $196,000	$265,600 (+9.84%) Land $69,600 Building $196,000
2024	$1,091.00 (+4%)
2023	$1,049.00 (+5.11%) Homeowner's exemption	$100,436 (+3%)	$241,800 (+25.35%) Land $64,200 Building $177,600
2022	$998.00 Homeowner's exemption	$97,511	$192,900 Land $48,200 Building $144,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 148 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force 133 of 148 on primary residences
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.