Osceola County property record for 4430 Rummell Rd, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 900 sqft · built 1970 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jun 2024) |
| Tax Bill | $4,129 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 0126304920000A0210 |
| Primary APN | 0126304920000A0210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Heated Area |
| Gross Area | 1,408 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Open Porch |
| Porch Area | 444 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80987 |
|---|---|
| Street Address | 4430 RUMMELL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUNNYMEDE SHORES PB 1 PG 383 BLK A LOT 21 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | RUNNYMEDE SHORES |
| Legal Tract | 4920 |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 43600 |
Source: Osceola County records · APN 0126304920000A0210
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4430 RUMMELL RD, SAINT CLOUD, FL 34769-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Dec 09, 2009 |
| Deed Document Number | 2024085728 |
| Deed Book / Page | 6625 / 2447 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,129.00 (+504.54%) | $230,500 (+187.75%) Land $69,600 Building $160,900 | $230,500 (+28.99%) Land $69,600 Building $160,900 |
| 2023 | $683.00 (+6.39%) Homeowner's exemption | $80,103 (+3%) | $178,700 (+23.24%) Land $64,200 Building $114,500 |
| 2022 | $642.00 Homeowner's exemption | $77,770 | $145,000 Land $48,200 Building $96,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,020 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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