4448 E River Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 4448 E River Rd, Buchanan, MI 49107

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.5 ba · 1,352 sqft · built 1994
Lot Size	1.71 acres (74,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Aug 2026)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-0024-0001-22-8`

Property Details

APN / Parcel Number

Primary APN	`06-0024-0001-22-8`
Alternative APN	`11-06-0024-0001-22-8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Lot Area	74,488 sqft (1.71 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4448 E RIVER RD
City	BUCHANAN
State	MI
Zip	49107-9114
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-RA
Legal Description	COM 1183' W & 33' S0DEG28'W OF N1/4 PST SEC 24 T7S R18W TH S0DEG28'W 200' TH E 125' TH S0DEG28'W 234' TH W 316' TH N0DEG28'E 134' TH E 125' TH N0DEG28'E 300' TH E 66' TO POB
Legal Range	18W
Legal Township	07S
Legal Section	24
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	3
Census Block	3017
Census Tract	20100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 4, 2022	Intrafamily Transfer, Transfer
Jul 20, 2017	Warranty Deed, Transfer · VA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Mar 4, 2025 · Amount on Record
Deed Document Number	2026468285
Deed Book / Page	3485 / 922
Prior Transfer Date	Sep 27, 2022
Prior Transfer Doc	03387/2961
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 17, 2026
Property Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114
Document Number	0000468285
Book / Page	3485 / 922
Instrument Date	Aug 14, 2026
Instrument	2026468285
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207,555.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114
Investor	Possibly a Property Investor

Mortgage

Document Number	0000468286,
Date	Aug 17, 2026
Instrument	2026468286

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114

Mortgage

Document Number	003470/209
Date	Feb 11, 2026
Book Page	3470/209
Instrument	2026451629

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Sep 1, 2031

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114

Mortgage

Document Number	03387/1594
Date	Sep 30, 2022
Book Page	3387/1594
Instrument	2022363695

Lender

Name	HONOR CU
Type	Credit Union
Address	BUCHANAN, MI 49107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 4, 2022
Property Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114
Document Number	03387/2961
Book / Page	3387 / 2961
Instrument Date	Sep 27, 2022
Instrument	2022364007
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 20, 2017
Property Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114
Document Number	03178/0115
Book / Page	3178 / 0115
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4448 E RIVER RD, BUCHANAN, MI 49107-9114

Mortgage

Document Number	0031780118
Date	Jul 20, 2017
Instrument	3178/0118

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Buchanan Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,300 (+13.75%)	$188,600 (+13.75%)
2025	$1,722.00 (+10,029.41%) Homeowner's exemption	$82,900 (+9.8%)	$165,800 (+9.8%)
2024	$17.00 (-43.33%)
2023		$75,500	$151,000
2022	$30.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1996–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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