Berrien County property record for 4431 E River Rd, Buchanan, MI 49107 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 20,400 sqft (0.469 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $253,000 (2020) |
| Tax Bill | $2,274.00 (2025) |
Source: Berrien County records · APN 06-4890-0003-00-1
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4431 E RIVER RD, BUCHANAN, MI 49107-9114 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2023 | Deed of Trust, Mortgage · Line of Credit CIRCLE FCU |
| Jan 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage CIRCLE FCU |
| Oct 06, 2017 | Warranty Deed, Transfer · Conventional Mortgage EDGEWATER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2020 · Amount on Record |
| Deed Sale | Jan 03, 2020 · Amount on Record |
| Prior Sale | Jan 03, 2020 · Amount on Record |
| Deed Book / Page | 3261 / 1353 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4431 E RIVER RD, BUCHANAN, MI 49107-9114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4431 E RIVER RD, BUCHANAN, MI 49107-9114 |
| Document Number | 03405/1954 |
|---|---|
| Date | Jun 07, 2023 |
| Book Page | 3405/1954 |
| Instrument | 2023382132 |
| Name | CIRCLE FCU |
|---|---|
| Type | Credit Union |
| Address | NILES, MI 49120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 21, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 03, 2020 |
| Property Address | 4431 E RIVER RD, BUCHANAN, MI 49107-9114 |
| Document Number | 03261/1353 |
| Book / Page | 3261 / 1353 |
| Map Reference | LB 19 PG 49 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4431 E RIVER RD, BUCHANAN, MI 49107-9114 |
| Investor | Possibly a Property Investor |
| Document Number | 0032611355 |
|---|---|
| Date | Jan 03, 2020 |
| Instrument | 3261/1355 |
| Name | CIRCLE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 06, 2017 |
| Property Address | 4431 E RIVER RD, BUCHANAN, MI 49107-9114 |
| Document Number | 03185/2631 |
| Book / Page | 3185 / 2631 |
| Map Reference | LB19 PG49 |
| Instrument Date | Oct 05, 2017 |
| Instrument | 3185-2631 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,046.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 110 N PHILLP RD, UNION, MI 49130 |
| Document Number | 0031852634 |
|---|---|
| Date | Oct 06, 2017 |
| Instrument | 3185-2634 |
| Name | EDGEWATER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Buchanan Township |
| Unified School District | Buchanan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,300 (+44.61%) | $308,600 (+44.61%) | |
| 2025 | $2,274.00 (+7.72%) | ||
| 2023 | $106,700 | $213,400 | |
| 2022 | $2,111.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-4890-0003-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,008 sqft Living Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 1,008 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch Style |
| Lot Area | 20,400 sqft (0.469 acres) |
| Depth X Width | 200 ft x 102 ft Depth x Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,296 sqft Garage |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4431 E RIVER RD |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-9114 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 MIAMI MARINA PARK |
| Legal Subdivision | NA PARK |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | BUCHANAN |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 20100 |
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