4445 Peppertree St, Cocoa, FL 32926 Property Records

Brevard County property record for 4445 Peppertree St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,034 sqft · built 1994
Lot Size1.01 acres (44,431 sqft)
OwnerIndividual Name on Record
Last Sale$287,500 (Jul 2018)
Tax Bill$5,096 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-35-03-25-12-22

Property Details

APN / Parcel Number

Primary APN24-35-03-25-12-22
Alternative APNs
  • 24-35-03-25-00012.0-0022.00
  • 2401411

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,034 sqft Living Area
Gross Area2,823 sqft
1st Floor Area2,034 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area44,431 sqft
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room
Porch Area369 sqft
Patio Area57 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2401411
Street Address4445 PEPPERTREE ST
CityCOCOA
StateFL
Zip32926-2824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionCANAVERAL GROVES REPLAT SEC D UNIT 1 SHEET 4 LOT 22 BLK 12
Legal Range35E
Legal Township24S
Legal Section03
Legal SubdivisionCANAVERAL GROVES REPLAT SEC D UNIT 1 SHE
Legal Block12
Legal Lot Number22
Legal Unit1
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1004
Census Tract62113

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2126 CLIPPER CV, PORT ANGELES, WA 98363-5023
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 9, 2017Deed of Trust, Mortgage · Line of Credit
LAKE MI CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2018 · Amount on Record
Deed SaleJul 3, 2018 · Amount on Record
Prior SaleAug 1, 2003 · Amount on Record
Deed Document Number2018149224
Deed Book / Page8204 / 1227
Record UpdatedSep 20, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 3, 2018
Property Address4445 PEPPERTREE ST, COCOA, FL 32926-2824
Document Number0082041227
Book / Page8204 / 1227
Map ReferenceMB 13 PG 132-135
Instrument DateJun 29, 2018
Instrument2018149224
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyCOUNTYWIDE TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,012.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1405 HIGHWAY A1A604, 1405, SATELLITE BEACH, FL 32937

Transferred To (Grantee/Buyer)

NameVerified Name
Address4445 PEPPERTREE ST, COCOA, FL 32926-2824

Mortgage

Document Number2018149225
DateJul 3, 2018
Instrument2018149225
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4445 PEPPERTREE ST, COCOA, FL 32926-2824
Document Number0081942926
Instrument DateAug 9, 2017
Transaction TypeMortgage
Record UpdatedJul 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4445 PEPPERTREE ST COCOA FL 329262824, COCOA, FL 32926-2824

Mortgage

Document Number0081942926
DateJun 21, 2018
Book Page008194/002926
Instrument139958
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 20, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,020 (+0.2%)$348,020 (+0.2%)
2025$5,096.00 (+9.54%)$347,320 (+0.21%) Land $100,000 Building $247,320$347,320 (+0.21%) Land $100,000 Building $247,320
2023$4,652.00 (+15.38%)$346,580 (+15.5%) Land $80,000 Building $266,580$346,580 (+15.5%) Land $80,000 Building $266,580
2022$4,032.00$300,070 Land $70,000 Building $230,070$300,070 Land $70,000 Building $230,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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