4400 Peppertree St, Cocoa, FL 32926 Property Records

Brevard County property record for 4400 Peppertree St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,115 sqft · built 1981
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on File
Tax Bill$1,290 (2025)
Deeds & MortgagesSep 2026 Mortgage
Dec 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-35-03-25-13-5

Property Details

APN / Parcel Number

Primary APN24-35-03-25-13-5
Alternative APNs
  • 24-35-03-25-00013.0-0005.00
  • 2401422

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,115 sqft Living Area
Gross Area1,324 sqft
1st Floor Area1,115 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area50,094 sqft
Garage TypeAttached
Garage Area209 sqft
PorchFlorida Room
Porch Area200 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2401422
Street Address4400 PEPPERTREE ST
CityCOCOA
StateFL
Zip32926-2871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionCANAVERAL GROVES REPLAT SEC D UNIT 1 SHEET 4 LOT 5 BLK 13
Legal Range35E
Legal Township24S
Legal Section03
Legal SubdivisionCANAVERAL GROVES REPLAT SEC D UNIT 1 SHE
Legal Block13
Legal Lot Number5
Legal Unit1
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1000
Census Tract62113

Owner

4400 Peppertree St is owned and occupied by two individuals who acquired it in December 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address4400 PEPPERTREE ST, COCOA, FL 32926-2871
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK
Dec 29, 2023Quit Claim Deed, Transfer
MORTGAGE CONNECT LP
Dec 29, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 11, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 22, 2023
Transfer Doc0099620996
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Recording DateSep 29, 2026
Property Address4400 PEPPERTREE ST, COCOA, FL 32926-2871
Document Number0000199137
Book / Page10737 / 1713
Instrument DateSep 22, 2026
Instrument2026199137
Transaction TypeMortgage
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 PEPPERTREE ST, COCOA, FL 32926-2871

Mortgage

Document Number0000199137,
DateSep 29, 2026
Book Page10737/1713
Instrument2026199137
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateDec 29, 2023
Property Address4400 PEPPERTREE ST, COCOA, FL 32926-2871
Document Number0099620996
Book / Page9962 / 996
Map ReferenceMB 13 PG 132
Instrument DateDec 22, 2023
Instrument2023270665
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4400 PEPPERTREE ST, COCOA, FL 32926-2871

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 PEPPERTREE ST, COCOA, FL 32926-2871

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateDec 29, 2023
Property Address4400 PEPPERTREE ST, COCOA, FL 32926-2871
Document Number0099620999
Book / Page9962 / 999
Map ReferenceMB 13 PG 132
Instrument DateDec 22, 2023
Instrument2023270666
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4400 PEPPERTREE ST, COCOA, FL 32926-2871

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4400 PEPPERTREE ST, COCOA, FL 32926-2871

Mortgage

Document Number0099621002
DateDec 29, 2023
Instrument9962/1002
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4400 PEPPERTREE ST, COCOA, FL 32926-2871
Document Number0080552274
Book / Page008055 / 002274
Instrument DateDec 11, 2017
Transaction TypeMortgage
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4400 PEPPERTREE ST COCOA FL 329262871, COCOA, FL 32926-2871

Mortgage

Document Number0080552274
DateDec 22, 2017
Book Page008055/002274
Instrument267373
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 21, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4400 Peppertree St was $1,290 with a homeowner's exemption, up 10.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,330 (+2.7%)$251,970 (-0.62%)
2025$1,290.00 (+10.07%) Homeowner's exemption$88,930$253,540
2024$1,172.00 (+2.99%)
2023$1,138.00 (+7.77%) Homeowner's exemption$83,920 (+2.99%)$216,830 (+9.36%) Land $80,000 Building $136,830
2022$1,056.00 Homeowner's exemption$81,480$198,270 Land $70,000 Building $128,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4400 Peppertree St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4400 Peppertree St is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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