Brevard County property record for 4405 Peppertree St, Cocoa, FL 32926
| Property Type | Single Family Home |
|---|---|
| Details | 1,718 sqft · built 2017 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jan 2025) |
| Tax Bill | $4,907 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-35-03-25-12-24 |
| Primary APN | 24-35-03-25-12-24 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,718 sqft Living Area |
| Gross Area | 2,190 sqft |
| 1st Floor Area | 1,718 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 144 sqft |
| Account Number | 2401413 |
|---|---|
| Street Address | 4405 PEPPERTREE ST |
| City | COCOA |
| State | FL |
| Zip | 32926-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANAVERAL GROVES REPLAT SEC D UNIT 1 SHEET 4 LOT 24 BLK 12 |
| Legal Range | 35E |
| Legal Township | 24S |
| Legal Section | 03 |
| Legal Subdivision | CANAVERAL GROVES REPLAT SEC D UNIT 1 SHE |
| Legal Block | 12 |
| Legal Lot Number | 24 |
| Legal Unit | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 62113 |
4405 Peppertree St is owned and occupied by two individuals who bought it in January 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4405 PEPPERTREE ST, COCOA, FL 32926-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on File |
| Deed Sale | Jan 14, 2025 · Amount on File |
| Prior Sale | Mar 25, 2019 · Amount on File |
| Deed Document Number | 20258482 |
| Deed Book / Page | 10241 / 2719 |
| Prior Transfer Date | Nov 20, 1995 |
| Prior Transfer Doc | 3533000965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4405 PEPPERTREE ST, COCOA, FL 32926-2824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4405 PEPPERTREE ST, COCOA, FL 32926-2824 |
| Document Number | 0088602525 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 8860/2525 |
| Instrument | 2020204915 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 4405 PEPPERTREE ST, COCOA, FL 32926-2824 |
| Document Number | 0083961281 |
| Book / Page | 8396 / 1281 |
| Map Reference | MB 13 PG 132-135 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 2019059402 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,047.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2330 FOUR WINDS DR, 2330, JACKSONVILLE, FL 32224-1111 |
| Name | Verified Name |
|---|---|
| Address | 4405 PEPPERTREE ST, COCOA, FL 32926-2824 |
| Document Number | 2019059403 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 2019059403 |
| Name | DYBN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 4405 Peppertree St was $4,907 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,200 (-18.37%) | $337,930 (-0.12%) | |
| 2025 | $4,907.00 | $338,350 Land $100,000 Building $238,350 | $338,350 Land $100,000 Building $238,350 |
| 2023 | $3,341.00 (+6.88%) Homeowner's exemption | $254,490 (+3%) | $337,270 (+13.7%) Land $80,000 Building $257,270 |
| 2022 | $3,126.00 Homeowner's exemption | $247,080 | $296,620 Land $70,000 Building $226,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4405 Peppertree St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4405 Peppertree St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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