4395 Peppertree St, Cocoa, FL 32926 Property Records

Brevard County property record for 4395 Peppertree St, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,407 sqft · built 1991
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2018)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-35-03-25-12-25`

Property Details

APN / Parcel Number

Primary APN	`24-35-03-25-12-25`
Alternative APNs	`24-35-03-25-00012.0-0025.00` `2401414`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,407 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,431 sqft
Garage Type	Attached
Garage Area	441 sqft
Porch	Florida Room
Porch Area	448 sqft
Patio Area	964 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2401414
Street Address	4395 PEPPERTREE ST
City	COCOA
State	FL
Zip	32926-2873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	CANAVERAL GROVES REPLAT SEC D UNIT 1 SHEET 4 LOT 25 BLK 12
Legal Range	35E
Legal Township	24S
Legal Section	03
Legal Subdivision	CANAVERAL GROVES REPLAT SEC D UNIT 1 SHE
Legal Block	12
Legal Lot Number	25
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1004
Census Tract	62113

Owner

4395 Peppertree St is owned and occupied by two individuals who bought it in November 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4395 PEPPERTREE ST, COCOA, FL 32926-2873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Jan 15, 2004 · Amount on File
Deed Document Number	2018246640
Deed Book / Page	8301 / 662
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 2, 2018
Property Address	4395 PEPPERTREE ST, COCOA, FL 32926-2873
Document Number	0083010662
Book / Page	008301 / 000662
Instrument Date	Nov 1, 2018
Instrument	246640
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	INTERNATIONAL TITLE AND ESCROW, INTERNATIONAL TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4395 PEPPERTREE ST COCOA FL 329262873, COCOA, FL 32926-2873

Mortgage

Document Number	83010663
Date	Nov 2, 2018
Book Page	008301/000663
Instrument	246641

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4395 Peppertree St was $2,672 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,630 (+2.7%)	$332,810 (-0.32%)
2025	$2,672.00 Homeowner's exemption	$194,390	$333,890 Land $100,000 Building $233,890
2023	$2,448.00 (+7.04%) Homeowner's exemption	$183,420 (+3%)	$333,680 (+10.85%) Land $80,000 Building $253,680
2022	$2,287.00 Homeowner's exemption	$178,080	$301,030 Land $70,000 Building $231,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4395 Peppertree St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4395 Peppertree St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20