436 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 436 Oxford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,366 sqft · built 1927
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 2017)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-016-111-009`

Property Details

APN / Parcel Number

Primary APN	`06-25-016-111-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,366 sqft Living Area
1st Floor Area	588 sqft
Basement Area	572 sqft
Family Room	Family Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	160 sqft
Deck Area	72 sqft
Patio Area	192 sqft
Lean-To	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	436 OXFORD AVE
City	ELYRIA
State	OH
Zip	44035-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL REALTY CO 40.00 X 110.00 S/L 86
Legal Subdivision	HILL REALTY CO
Legal Tract	25
Legal Block	111
Legal Lot Number	86
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	71100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	436 OXFORD AVE, ELYRIA, OH 44035-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 3, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 24, 2017	Quit Claim Deed, Transfer OMEGA TITLE SERVICES, OMEGA TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Feb 24, 2017 · Amount on Record
Deed Document Number	2017635437
Prior Transfer Date	Feb 9, 2017
Prior Transfer Doc	0000620051
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	436 OXFORD AVE, ELYRIA, OH 44035-6420
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 OXFORD AVE, ELYRIA, OH 44035-6420

Mortgage

Document Number	0000894363
Date	Oct 7, 2022
Instrument	2022-0894363

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2037

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 3, 2017
Property Address	436 OXFORD AVE, ELYRIA, OH 44035-6420
Document Number	0000635437
Instrument Date	Jul 3, 2017
Instrument	635437
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 OXFORD AVE ELYRIA OH 440356420, ELYRIA, OH 44035-6420

Mortgage

Document Number	635438
Date	Jul 3, 2017
Instrument	635438

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 24, 2017
Property Address	436 OXFORD AVE, ELYRIA, OH 44035-6420
Document Number	0000620051
Instrument Date	Feb 9, 2017
Instrument	620051
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	OMEGA TITLE SERVICES, OMEGA TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$162.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38267 SPRINGDALE DR NORTH RIDGEVILLE OH 440391065, NORTH RIDGEVILLE, OH 44039-1065

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00 (+1.61%)	$42,850 (+0.01%) Land $5,650 Building $37,200	$122,420 (-) Land $16,130 Building $106,290
2024	$2,109.00 (+19.63%)	$42,847 (+38.84%) Land $5,646 Building $37,202	$122,420 (+38.85%) Land $16,130 Building $106,290
2023	$1,763.00 (+0.8%)	$30,860 (-) Land $5,782 Building $25,078	$88,170 (-) Land $16,520 Building $71,650
2022	$1,749.00	$30,860 Land $5,780 Building $25,080
2021			$88,170 Land $16,520 Building $71,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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