4435 Valence Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4435 Valence Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1977
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2023)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`540-0012-0471-00`

Property Details

APN / Parcel Number

Primary APN	`540-0012-0471-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,534 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	500 sqft
2nd Floor Area	1,034 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	126 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	417 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4435 VALENCE DR
City	CINCINNATI
State	OH
Zip	45238-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	VALENCE DR 54 X 126.17 IRR LOT 31 RIVER GROVE SUB BLK B
Legal Subdivision	RIVER GROVE SUB
Legal Block	B
Legal Lot Number	31
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2000
Census Tract	21422

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4435 VALENCE DR, CINCINNATI, OH 45238-5826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Mar 8, 2023	Quit Claim Deed, Transfer OS NATIONAL LLC, OS NATIONAL
Oct 7, 2021	Fiduciary Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 8, 2021	Warranty Deed, Transfer
Mar 1, 2017	Loan Modification, Mortgage FIFTH THIRD MTG
Mar 1, 2017	Loan Modification, Mortgage · FHA Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Mar 8, 2023 · Amount on Record
Deed Document Number	202326126
Deed Book / Page	14898 / 70
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2023
Property Address	4435 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000026126
Book / Page	14898 / 70
Map Reference	MB 205 PG 19
Instrument Date	Apr 18, 2023
Instrument	2023-0026126
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 VALENCE DR, CINCINNATI, OH 45238-5826

Mortgage

Document Number	0000026127
Date	Apr 19, 2023
Instrument	2023-0026127

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2028
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 8, 2023
Property Address	4435 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000015729
Book / Page	14868 / 221
Map Reference	MB 205 PG 19
Instrument Date	Feb 28, 2023
Instrument	2023-0015729
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount Recorded
Tax	$120.30
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

October 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 7, 2021
Property Address	4435 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000121938
Book / Page	14518 / 2706
Map Reference	MB 205 PG 19
Instrument Date	Oct 4, 2021
Instrument	2021-0121938
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DR, CHARLESTON, SC 29403-4377
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 8, 2021
Property Address	4435 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000070620
Book / Page	14434 / 4068
Map Reference	MB 205 PG 19
Instrument Date	Jun 3, 2021
Instrument	2021-0070620
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$539.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD, SCOTTSDALE, AZ 85251-3343
Investor	Possibly a Property Investor

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4435 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000022795
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 VALENCE DR CINCINNATI OH 452385826, CINCINNATI, OH 45238-5826

Mortgage

Document Number	0000022795
Date	Mar 14, 2017
Book Page	013373/002069
Instrument	22795

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4435 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000022009
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 VALENCE DR CINCINNATI OH 452385826, CINCINNATI, OH 45238-5826

Mortgage

Document Number	0000022009
Date	Mar 13, 2017
Book Page	013372/000567
Instrument	22009

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (-2.57%)	$42,102 (-) Land $6,948 Building $35,154	$120,290 (-) Land $19,850 Building $100,440
2024	$2,448.00 (-3.58%)	$42,102 (-) Land $6,948 Building $35,154
2023	$2,539.00 (-10.91%)	$42,102 (-) Land $6,948 Building $35,154	$120,290 (-) Land $19,850 Building $100,440
2022	$2,850.00	$42,102 Land $6,780 Building $35,322
2020			$120,290 Land $19,370 Building $100,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Valence Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures