4420 Valence Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4420 Valence Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,768 sqft · built 1976
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on Record
Last Sale	$247,000 (Jan 2025)
Tax Bill	$3,894 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540-0012-0468-00`

Property Details

APN / Parcel Number

Primary APN	`540-0012-0468-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	144 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4420 VALENCE DR
City	CINCINNATI
State	OH
Zip	45238-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCE DR 58 X 144.21 LOT 28 RIVER GROVE SUB BLK B
Legal Subdivision	RIVER GROVE SUB
Legal Block	B
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2001
Census Tract	21422

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	180 LOCUST ST, SAN FRANCISCO, CA 94118-1814
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Sep 6, 2018	Warranty Deed, Transfer · FHA Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2025 · Amount on Record
Deed Sale	Jan 29, 2025 · Amount on Record
Prior Sale	Sep 16, 2024 · Amount on Record
Deed Document Number	0000006400
Deed Book / Page	15342 / 1913
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4420 VALENCE DR, CINCINNATI, OH 45238-5827
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006144
Date	Jan 29, 2024
Book Page	15091/1021
Instrument	2024-0006144

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4420 VALENCE DR, CINCINNATI, OH 45238-5827
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115022
Date	Sep 23, 2021
Book Page	14508/796
Instrument	2021-0115022

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2046

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4420 VALENCE DR, CINCINNATI, OH 45238-5827
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041336
Date	Apr 1, 2021
Book Page	14387/3994
Instrument	2021-0041336

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 25, 2046

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 6, 2018
Property Address	4420 VALENCE DR, CINCINNATI, OH 45238-5827
Document Number	0000078859
Book / Page	013747 / 000699
Instrument Date	Aug 24, 2018
Instrument	78859
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	HALLMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 VALENE DR CINCINNATI OH 45238, CINCINNATI, OH 45238

Mortgage

Document Number	78861
Date	Sep 6, 2018
Book Page	013747/000719
Instrument	78861

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,894.00 (+2.5%)	$65,475 (-) Land $7,917 Building $57,558
2024	$3,799.00 (-0.29%)	$65,475 (-) Land $7,917 Building $57,558
2023	$3,810.00 (+38.6%)	$65,475 (+56.02%) Land $7,917 Building $57,558	$187,070 (+56.02%) Land $22,620 Building $164,450
2022	$2,749.00 Homeowner's exemption	$41,965 Land $7,728 Building $34,237
2020			$119,900 Land $22,080 Building $97,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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