4443 Valence Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4443 Valence Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1977
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$123,750 (Feb 2018)
Tax Bill	$3,435 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0012-0472-00`

Property Details

APN / Parcel Number

Primary APN	`540-0012-0472-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	131 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4443 VALENCE DR
City	CINCINNATI
State	OH
Zip	45238-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCE DR 58 X 131.79 IRR LOT 32 RIVER GROVE SUB BLK B
Legal Subdivision	RIVER GROVE SUB
Legal Block	B
Legal Lot Number	32
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2000
Census Tract	21422

Owner

4443 Valence Dr is owned and occupied by an individual who bought it in February 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4443 VALENCE DR, CINCINNATI, OH 45238-5826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 14, 2021	Deed of Trust, Mortgage KEMBA CREDIT UNION INC
Feb 26, 2018	Warranty Deed, Transfer · Conventional with PMI 2004-0000256 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Prior Sale	Nov 25, 1998 · Amount on File
Deed Document Number	18-0015782
Deed Book / Page	013612 / 000464
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4443 VALENCE DR, CINCINNATI, OH 45238-5826
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009272
Date	Jan 26, 2022
Book Page	14591/160
Instrument	2022-0009272

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4443 VALENCE DR, CINCINNATI, OH 45238-5826
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046500
Date	Apr 14, 2021
Book Page	14396/1111
Instrument	2021-0046500

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 26, 2018
Property Address	4443 VALENCE DR, CINCINNATI, OH 45238-5826
Document Number	0000015782
Book / Page	013612 / 000464
Instrument Date	Feb 7, 2018
Instrument	15782
Transaction Type	Transfer
Record Updated	May 10, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4443 VALENCE DR CINCINNATI OH 452385826, CINCINNATI, OH 45238-5826

Mortgage

Document Number	15783
Date	Feb 26, 2018
Book Page	013612/000466
Instrument	15783

Lender

Name	2004-0000256 LLC
Address	11107 SUNSET HILLS RD # 200, RESTON, VA 20190-5376

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Feb 25, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4443 Valence Dr was $3,435, down 0.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,435.00 (-0.23%)	$56,312 (-) Land $7,536 Building $48,776
2024	$3,443.00 (+1.5%)	$56,312 (-) Land $7,536 Building $48,776
2023	$3,392.00 (+15.69%)	$56,312 (+30.01%) Land $7,536 Building $48,776	$160,890 Land $21,530 Building $139,360
2022	$2,932.00	$43,313 Land $7,357 Building $35,956
2020			$123,750 Land $21,020 Building $102,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4443 Valence Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4443 Valence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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