4428 Valence Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4428 Valence Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1976
Lot Size	0.205 acres (8,973 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Apr 2021)
Tax Bill	$3,491 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`540-0012-0467-00`

Property Details

APN / Parcel Number

Primary APN	`540-0012-0467-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	976 sqft

Exterior

Year Built	Built 1976
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,973 sqft (0.205 acres)
Lot Dimensions	144 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4428 VALENCE DR
City	CINCINNATI
State	OH
Zip	45238-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCE DR 62 X 144.21 LOT 27 RIVER GROVE SUB BLK B
Legal Subdivision	RIVER GROVE SUB
Legal Block	B
Legal Lot Number	27
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2001
Census Tract	21422

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 25, 2021	Warranty Deed, Transfer
Mar 13, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST OHIO HOME FINANCE INC
May 9, 2018	Warranty Deed, Transfer · Conventional with PMI PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	0000052630
Deed Book / Page	14405 / 2792
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827

Mortgage

Document Number	0000045782
Date	Jul 5, 2023
Book Page	14950/131
Instrument	2023-0045782

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2021
Property Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827
Document Number	0000052630
Book / Page	14405 / 2792
Map Reference	MB 205 PG 19
Instrument Date	Apr 19, 2021
Instrument	2021-0052630
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827

Mortgage

Document Number	0000052631
Date	Apr 27, 2021
Instrument	2021-0052631

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 25, 2021
Property Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827
Document Number	0000024156
Book / Page	14362 / 2902
Map Reference	MB 205 PG 19
Instrument Date	Feb 18, 2021
Instrument	2021-0024156
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$614.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 13, 2019
Property Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827
Document Number	0000018775
Book / Page	13873 / 01508
Map Reference	MB 205 PG 19
Instrument Date	Mar 12, 2019
Instrument	2019-0018775
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827

Mortgage

Document Number	0000018776
Date	Mar 13, 2019
Instrument	2019-0018776

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2018
Property Address	4428 VALENCE DR, CINCINNATI, OH 45238-5827
Document Number	0000039267
Book / Page	013664 / 001400
Instrument Date	May 4, 2018
Instrument	39267
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 VALENCE DR CINCINNATI OH 452385827, CINCINNATI, OH 45238-5827

Mortgage

Document Number	39268
Date	May 9, 2018
Book Page	013664/001402
Instrument	39268

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,491.00 (+2.53%)	$58,800 (-) Land $8,330 Building $50,470
2024	$3,405.00 (-0.32%)	$58,800 (-) Land $8,330 Building $50,470
2023	$3,416.00 (+15.02%)	$58,800 (+29.33%) Land $8,330 Building $50,470	$168,000 (+29.33%) Land $23,800 Building $144,200
2022	$2,970.00 Homeowner's exemption	$45,465 Land $8,127 Building $37,338
2020			$129,900 Land $23,220 Building $106,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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