4430 Simpson Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4430 Simpson Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,944 sqft · built 1930
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Apr 2019)
Tax Bill	$5,892 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037-0001-0498-00`

Property Details

APN / Parcel Number

Primary APN	`037-0001-0498-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	1,088 sqft
2nd Floor Area	856 sqft
Basement Area	1,088 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4430 SIMPSON AVE
City	CINCINNATI
State	OH
Zip	45227-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4430 SIMPSON AV 40 X 200 LOT 25 HOME PLACE SUB OF LOTS 127 TO 130
Legal Subdivision	HOME PLACE SUB
Legal Lot Number	25
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4026
Census Tract	5600

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4430 SIMPSON AVE, CINCINNATI, OH 45227-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit TELHIO CU INC
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 28, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	201923540
Deed Book / Page	13886 / 1
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4430 SIMPSON AVE, CINCINNATI, OH 45227-2951
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116294
Date	Dec 27, 2022
Book Page	14820/2067
Instrument	2022-0116294

Lender

Name	TELHIO CU INC
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4430 SIMPSON AVE, CINCINNATI, OH 45227-2951
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054994
Date	May 3, 2021
Book Page	14409/3775
Instrument	2021-0054994

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2019
Property Address	4430 SIMPSON AVE, CINCINNATI, OH 45227-2951
Document Number	0000023540
Book / Page	13886 / 00001
Map Reference	MB 22 PG 79
Instrument Date	Mar 21, 2019
Instrument	2019-0023540
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4430 SIMPSON AVE, CINCINNATI, OH 45227-2951

Mortgage

Document Number	0000000003
Date	Apr 1, 2019
Instrument	13886/00003

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 12, 2018
Property Address	4430 SIMPSON AVE, CINCINNATI, OH 45227-2951
Document Number	0000091010
Book / Page	013773 / 000641
Instrument Date	Sep 10, 2018
Instrument	91010
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2335 PARK AVE CINCINNATI OH 452062732, CINCINNATI, OH 45206-2732

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 28, 2018
Property Address	4430 SIMPSON AVE, CINCINNATI, OH 45227-2951
Document Number	0000086672
Book / Page	013673 / 001574
Instrument Date	Aug 22, 2018
Instrument	86672
Transaction Type	Foreclosure
Record Updated	Oct 22, 2018

Transaction

Amount	Amount Recorded
Tax	$69.30
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8040 HOSBROOK RD #100 CINCINNATI OH 452362908, 100, CINCINNATI, OH 45236-2908
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,892.00 (+3.06%)	$95,652 (-) Land $15,134 Building $80,518	$273,290 (-) Land $43,240 Building $230,050
2024	$5,717.00 (-2.17%)	$95,652 (-) Land $15,134 Building $80,518
2023	$5,844.00 (-1.88%)	$95,652 (+9.32%) Land $15,134 Building $80,518	$273,290 (+9.32%) Land $43,240 Building $230,050
2022	$5,956.00 Homeowner's exemption	$87,501 Land $7,459 Building $80,042
2020			$250,000 Land $21,310 Building $228,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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