4428 Simpson Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4428 Simpson Ave, Cincinnati, OH 45227 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,520 sqft · built 1925
Lot Size	0.18 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$269,999 (Feb 2020)
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037-0001-0497-00`

Property Details

APN / Parcel Number

Primary APN	`037-0001-0497-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	760 sqft
2nd Floor Area	760 sqft
Basement Area	760 sqft

Exterior

Year Built	Built 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,884 sqft (0.18 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4428 SIMPSON AVE
City	CINCINNATI
State	OH
Zip	45227-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4428 SIMPSON AVE 40 X 200LOT 24 HOME PLACE SUB OF LOTS 127 TO 130 INC
Legal Subdivision	HOME PLACE SUB
Legal Lot Number	127
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4026
Census Tract	5600

Owner

Source: Hamilton County records · APN 037-0001-0497-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4428 SIMPSON AVE, CINCINNATI, OH 45227-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Feb 04, 2025	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Feb 13, 2020	Warranty Deed, Transfer · Conventional with PMI GUARDIAN SVGS BK
Jun 18, 2019	Warranty Deed, Transfer · Line of Credit GOLDEN EMPIRE MORTGAGE INC
Feb 07, 2018	Warranty Deed, Transfer AMERICAN HOMELAND TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	0000015214
Deed Book / Page	14104 / 1032
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4428 SIMPSON AVE, CINCINNATI, OH 45227-2951
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069775
Date	Jun 07, 2021
Book Page	14433/3413
Instrument	2021-0069775

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4428 SIMPSON AVE, CINCINNATI, OH 45227-2951
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 SIMPSON AVE, CINCINNATI, OH 45227-2951

Mortgage

Document Number	0000007378
Date	Feb 04, 2025
Book Page	15346/217
Instrument	2025-0007378

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2020
Property Address	4428 SIMPSON AVE, CINCINNATI, OH 45227-2951
Document Number	0000015214
Book / Page	014104 / 001032
Instrument Date	Feb 11, 2020
Instrument	15214
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 SIMPSON AVE CINCINNATI OH 452272951, CINCINNATI, OH 45227-2951

Mortgage

Document Number	15215
Date	Feb 13, 2020
Book Page	014104/001034
Instrument	15215

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 18, 2019
Property Address	4428 SIMPSON AVE, CINCINNATI, OH 45227-2951
Document Number	0000047764
Book / Page	13941 / 00163
Map Reference	MB 22 PG 79
Instrument Date	May 09, 2019
Instrument	2019-0047764
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9984 THORNWOOD CT, WEST CHESTER, OH 45241-1058

Mortgage

Document Number	0000047765
Date	Jun 18, 2019
Instrument	2019-0047765

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 06, 2020

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 07, 2018
Property Address	4428 SIMPSON AVE, CINCINNATI, OH 45227-2951
Document Number	0000010889
Book / Page	013600 / 001035
Instrument Date	Jan 31, 2018
Instrument	10889
Transaction Type	Transfer
Record Updated	May 03, 2018
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Tax	$22.84
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 SANFORD ST RYE NY 105803719, RYE, NY 10580-3719

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,067.00 (+3.09%)	$106,096 (-) Land $15,134 Building $90,962
2024	$2,005.00 (-2.2%)	$106,096 (-) Land $15,134 Building $90,962
2023	$2,050.00 (+19.95%)	$106,096 (+12.27%) Land $15,134 Building $90,962	$303,130 (+12.27%) Land $43,240 Building $259,890
2022	$1,709.00 Homeowner's exemption	$94,501 Land $7,459 Building $87,042
2020			$270,000 Land $21,310 Building $248,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 544 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

4428 Simpson Ave, Cincinnati, OH 45227 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Simpson Ave

Nearby Streets

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